CashAdvance.io

Erath County, Texas (TX)

Payday & Title Loans in Stephenville, TX

4 lenders in Stephenville, TX · 1 lists hours · 1 open Saturday · 4 verified in the last 30 days · + 7 reported, not yet verified

Looking for a payday or title loan near you in Stephenville, Texas? We list 4 lender locations in Stephenville with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.

Open now or opening soon

With hours & phone

Other licensed lenders in Stephenville

3 without listed hours yet

Other lenders reported in Stephenville

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Listed in the Texas OCCC licensee search (seen Oct 15, 2026) with a license marked as transitioned to NMLS. Not yet matched to a current store list.

Stephenville lenders at a glance

Stephenville, in Erath County (population 22,147), has 4 lender locations in our directory: 3 pawn shops, 1 payday loan store and 1 title loan store (some stores offer more than one type), all in ZIP code 76401. The chains with the most stores here are Cash America Pawn (1) and Cash Store (1). The only store here that publishes hours is open on Saturday but not on Sunday. The nearest other city with lenders is Granbury, about 30 miles away, with 6 locations.

Stores by loan type
Payday loans 1
Title loans 1
Pawn shops 3
County
Erath County
ZIP code
76401
Hours (1 store lists them)
Open Saturday: 1

Typical cost in Texas

Rules for lenders in Stephenville

Stephenville has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.

Questions people ask

How many pawn shops are in Stephenville, TX?

We list 3 pawn shops, 1 payday loan store and 1 title loan store in Stephenville, checked against their sources as of October 7, 2026.

Are payday loans legal in Texas?

Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).

Which lenders have the most stores in Stephenville?

Cash America Pawn (1 store) and Cash Store (1 store).

Are any lenders in Stephenville open on weekends?

The only store here that publishes hours is open on Saturday but not on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Texas OCCC ALECS licensee search · 3 locations Last verified Oct 15, 2026
  2. Cash Store locations · 1 location Last verified Oct 15, 2026
  3. OpenStreetMap (Overpass API) · 1 location Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
  4. OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
  5. Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.