Johnson County, Texas (TX)
Payday & Title Loans in Cleburne, TX
9 lenders in Cleburne, TX · 3 list hours · 2 open Saturday · 9 verified in the last 30 days · + 10 reported, not yet verified
Looking for a payday or title loan near you in Cleburne, Texas? We list 9 lender locations in Cleburne with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.
All locations
Open now or opening soon
With hours & phone
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TitleMax
1490 W. Henderson St 1.0 mi from downtown
Source: TitleMax store page, Texas OCCC license records, OpenStreetMap · verified Oct 7, 2026
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CashMax
617 W. Henderson St., Ste C 1.2 mi from downtown
Source: CashMax store page, Texas OCCC license records, OpenStreetMap · verified Oct 7, 2026
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World Finance
708 N. Nolan River Road 1.2 mi from downtown
Source: World Finance branch page, Texas OCCC license records, OpenStreetMap · verified Oct 7, 2026
Other licensed lenders in Cleburne
6 without listed hours yet
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ACE Cash Express
100 S Ridgeway Dr 1.0 mi from downtown
Source: Texas OCCC license records, OpenStreetMap · verified Oct 7, 2026
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Cash Plus Pawn
808 W Henderson St 1.1 mi from downtown
Source: Texas OCCC license records, OpenStreetMap · verified Oct 7, 2026
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Cash America Pawn
1105 E Henderson St 2.3 mi from downtown
Source: Texas OCCC license records, OpenStreetMap · verified Oct 7, 2026
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Cash America Pawn
1324 N Main St 4.9 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Texas Car Title & Payday Loan Services
1111 E. Henderson Street 4.9 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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LoanStar Title Loans
1005 W Henderson St 7.5 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
License status is as shown in the Texas Office of Consumer Credit Commissioner (OCCC)'s public records. A status other than "Active" can also mean the license moved to another system (such as NMLS) or is held under another name.
Other lenders reported in Cleburne
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Cash America Pawn Not yet verified
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First Finance Company Not yet verified 703 W Henderson
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Gateway Mortgage Not yet verified 14 North Caddo Street
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Heights Finance Not yet verified 1652 West Henderson St, Ste H
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Justice Finance Company (inc) Not yet verified 1652 W Henderson, Ste I
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Security Finance Not yet verified 1652 W Henderson, Ste E
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Sun Loan Company Not yet verified 1607 W. Henderson, Ste J
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Texas Car Title & Payday Loan Services Not yet verified
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Toledo Finance Corporation Not yet verified 708 C N Nolan River Rd
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Western Finance Not yet verified 1652 W Henderson St, Ste F
Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.
Listed in the Texas OCCC licensee search (seen Oct 15, 2026) with a license marked as transitioned to NMLS. Not yet matched to a current store list.
Cleburne lenders at a glance
Cleburne, in Johnson County (population 38,131), has 9 lender locations in our directory: 5 title loan stores, 4 payday loan stores, 3 pawn shops and 1 installment lender (some stores offer more than one type), across 2 ZIP codes. The chains with the most stores here are Cash America Pawn (2), ACE Cash Express (1) and CashMax (1). Of the 3 stores that publish hours, 2 open on Saturday and 0 on Sunday. The nearest other city with lenders is Joshua, about 7 miles away, with 2 locations.
- Stores by loan type
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Payday loans 4
Title loans 5
Installment loans 1
Pawn shops 3 - County
- Johnson County
- ZIP codes with stores
- 76031, 76033
- Hours (3 stores list them)
- Open Saturday: 2
Open until 7 pm or later on weekdays: 2
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Cleburne
Cleburne has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many title loan stores are in Cleburne, TX?
We list 5 title loan stores, 4 payday loan stores, 3 pawn shops and 1 installment lender in Cleburne, checked against their sources as of October 7, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Cleburne?
Cash America Pawn (2 stores), ACE Cash Express (1 store) and CashMax (1 store).
Are any lenders in Cleburne open on weekends?
Of the 3 stores that publish hours, 2 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 9 locations Last verified Oct 15, 2026
- OpenStreetMap (Overpass API) · 6 locations Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- TitleMax store locator · 1 location Last verified Oct 15, 2026
- CashMax Texas store map · 1 location Last verified Oct 15, 2026
- World Finance locations · 1 location Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.