Johnson County, Texas (TX)
Pawn Shops in Cleburne, TX
3 lenders in Cleburne, TX · 3 verified in the last 30 days · + 1 reported, not yet verified
Looking for a pawn shop near you in Cleburne, Texas? We list 3 pawn shops in Cleburne with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.
Pawn shops
Open now or opening soon
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Cash Plus Pawn
808 W Henderson St 1.1 mi from downtown
Source: Texas OCCC license records, OpenStreetMap · verified Oct 7, 2026
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Cash America Pawn
1105 E Henderson St 2.3 mi from downtown
Source: Texas OCCC license records, OpenStreetMap · verified Oct 7, 2026
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Cash America Pawn
1324 N Main St 4.9 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
Other lenders reported in Cleburne
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Cash America Pawn Not yet verified
Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.
Cleburne lenders at a glance
Cleburne, in Johnson County (population 38,131), has 3 lender locations in our directory: 5 title loan stores, 4 payday loan stores, 3 pawn shops and 1 installment lender (some stores offer more than one type), across 2 ZIP codes. The chains with the most stores here are Cash America Pawn (2), ACE Cash Express (1) and CashMax (1). Of the 3 stores that publish hours, 2 open on Saturday and 0 on Sunday. The nearest other city with lenders is Joshua, about 7 miles away, with 2 locations.
- Stores by loan type
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Payday loans 4
Title loans 5
Installment loans 1
Pawn shops 3 - County
- Johnson County
- ZIP codes with stores
- 76031, 76033
- Hours (3 stores list them)
- Open Saturday: 2
Open until 7 pm or later on weekdays: 2
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Cleburne
Cleburne has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many title loan stores are in Cleburne, TX?
We list 5 title loan stores, 4 payday loan stores, 3 pawn shops and 1 installment lender in Cleburne, checked against their sources as of October 7, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Cleburne?
Cash America Pawn (2 stores), ACE Cash Express (1 store) and CashMax (1 store).
Are any lenders in Cleburne open on weekends?
Of the 3 stores that publish hours, 2 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 3 locations Last verified Oct 15, 2026
- OpenStreetMap (Overpass API) · 2 locations Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.