Frequently Asked Questions
Find quick answers to common questions about our service.
How quickly can I get funds?
Once approved many lenders can deposit funds directly into your bank account as soon as the next business day.
Will this effect my credit score?
Submitting a request through our site typically does not impact your credit score. Most lenders perform a soft credit check during the approval process, which does not appear on your credit report or affect your score. However, if you move forward with a specific offer, some lenders may perform a hard inquiry — this would be clearly disclosed before you accept any terms.
How much can I borrow?
Loan amounts vary depending on your lender, income, state regulations, and other eligibility factors. Many cash advance offers range from $100 to $5,000, but exact amounts will depend on the lender’s criteria. Once you submit a request, you’ll see what you may qualify for based on your profile.
What are the requirements?
Most lenders have basic eligibility criteria including: You must be at least 18 years oldYou need to have a steady source of incomeYou must have an active checking accountYou must be a U.S. residentAdditional requirements may vary by lender and state. You’ll be able to review all terms and details before accepting any offer