Palo Pinto County, Texas (TX)
Payday & Title Loans in Mineral Wells, TX
4 lenders in Mineral Wells, TX · 1 lists hours · 1 open Saturday · 4 verified in the last 30 days · + 6 reported, not yet verified
Looking for a payday or title loan near you in Mineral Wells, Texas? We list 4 lender locations in Mineral Wells with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.
All locations
Open now or opening soon
With hours & phone
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Check 'n Go
103 FM 1821 North 0.9 mi from downtown
Source: Check 'n Go location page · verified Oct 7, 2026
Other licensed lenders in Mineral Wells
3 without listed hours yet
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Garrett's Jewelry & Loan
301 N Oak Ave 2.2 mi from downtown
Source: Texas OCCC license records, OpenStreetMap · verified Oct 7, 2026
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Cash America Pawn
1704 Se 1st Street 4.0 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Texas Car Title & Payday Loan Services
803 Se 1st Street 4.0 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
Other lenders reported in Mineral Wells
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Cash America Pawn Not yet verified
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Security Finance Not yet verified 2801 Hwy 180, Ste 27
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Toledo FInance Not yet verified 220 North Oak Avenue
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Toledo Finance Corporation Not yet verified 937 Fm 1821n
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Western Finance Not yet verified 1100 Se First St, Ste E
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World Finance Not yet verified 800 East Hubbard Street, Ste A
Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.
Listed in the Texas OCCC licensee search (seen Oct 15, 2026) with a license marked as transitioned to NMLS. Not yet matched to a current store list.
Mineral Wells lenders at a glance
Mineral Wells, in Palo Pinto County (population 15,688), has 4 lender locations in our directory: 2 payday loan stores, 2 pawn shops, 1 title loan store and 1 installment lender (some stores offer more than one type), all in ZIP code 76067. The chains with the most stores here are Cash America Pawn (1), Check 'n Go (1) and Texas Car Title & Payday Loan Services (1). The only store here that publishes hours is open on Saturday but not on Sunday. The nearest other city with lenders is Weatherford, about 18 miles away, with 5 locations.
- Stores by loan type
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Payday loans 2
Title loans 1
Installment loans 1
Pawn shops 2 - County
- Palo Pinto County
- ZIP code
- 76067
- Hours (1 store lists them)
- Open Saturday: 1
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Mineral Wells
Mineral Wells has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many payday loan stores are in Mineral Wells, TX?
We list 2 payday loan stores, 2 pawn shops, 1 title loan store and 1 installment lender in Mineral Wells, checked against their sources as of October 7, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Mineral Wells?
Cash America Pawn (1 store), Check 'n Go (1 store) and Texas Car Title & Payday Loan Services (1 store).
Are any lenders in Mineral Wells open on weekends?
The only store here that publishes hours is open on Saturday but not on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 3 locations Last verified Oct 15, 2026
- Check 'n Go locations · 1 location Last verified Oct 15, 2026
- OpenStreetMap (Overpass API) · 1 location Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.