Loans for Undocumented Immigrants: What to Know Before You Borrow
Lenders set their own ID rules and scams target immigrants. How to check a license, spot advance-fee scams, and safer options. Independent; not a lender.
General
Loans for Immigrants and New Arrivals: What Lenders Ask For
New to the US? What lenders say they ask for, how to open an account and start a credit file, cheaper options and questions to ask. Independent; not a lender.
Loans With No US Credit History: Options and Costs
No U.S. credit history is common. What it means, which loans may not check credit, how to start a record, and what to ask a lender. Independent; not a lender.
Loans Without a Bank Account: Cash, Check and Prepaid Card Options
Many online lenders need a bank account; some stores pay in cash or by check. What lenders say, how to repay, pawn rules. Independent; not a lender.
Can You Get a Loan With a Matrícula Consular or a Passport?
Sometimes. Each lender sets its own ID rules. What a matrícula consular is, what one lender says about passports, and what to ask. Independent; not a lender.
Loans for DACA Recipients: What Lenders and Rules Say
What USCIS says DACA recipients can get, what lenders say about citizenship and SSNs, and questions to ask about renewals. Independent; not a lender.
"Payday Loans for Military Members: The 36% Rule"
Active-duty members and dependents get a 36% cost cap and limits on rollovers, allotments and title security. Who counts; aid societies. Not a lender.
Can You Get a Loan When You're Unemployed?
Some lenders may count unemployment benefits as income, but most need proof of income. State income caps, title loan risks and options. Not a lender.
Can You Get a Payday Loan on SSI or Disability?
Some lenders may count SSI or SSDI as income, but each decides. How federal benefit protections work, what a debit is, state rules. Independent; not a lender.
Loans for Gig Workers and the Self-Employed
How gig and self-employed income is shown to lenders, IRS forms 1099-K, 1099-NEC and Schedule C, cash-advance apps, and state income-cap rules. Not a lender.