"Payday Loans for Military Members: The 36% Rule"
Active-duty members and dependents get a 36% cost cap and limits on rollovers, allotments and title security. Who counts; aid societies. Not a lender.
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How to Pay for Car Repairs When You're Short on Cash
Before you borrow against the car you need fixed, learn the risks of title loans, what repossession means, and cheaper options. Independent; not a lender.
No-Credit-Check Loans: What They Really Are
"No credit check" often still means a database or bank-account check. What state rules say, how to spot loan scams, and options. Independent; not a lender.
Loans to Pay Bail: Options and Risks
Pawn, title and payday loans can raise cash fast, but each has a cost or a risk. Pawn and title rules by state, plus what to ask. Independent; not a lender.
Emergency Loans for Rent: What to Try First
Short on rent? Try 211, HUD programs and your landlord first. What a payday loan costs by state and how it compares with a late fee. Independent; not a lender.
What Happens If You Don't Pay a Payday Loan?
Fees, debt collectors, lawsuits and wage garnishment: what the CFPB and FTC say and what state rules add, including payment plans. Independent; not a lender.
Where Are Payday Loans Legal? A State-by-State Guide
Payday loans are allowed under state law in 28 states and banned, unlicensed or capped in 19 states + DC. The rule and law for each. Independent, not a lender.
Payday Loans in Arizona: What Replaced Them Since 2010
Arizona's payday law expired June 30, 2010 and payday lenders are no longer licensed. See the 36% consumer cap and title options. Independent; not a lender.
Are Payday Loans Legal in Georgia? Title Loans and Other Options
Payday lending is illegal in Georgia, but title (pawn) and licensed installment loans exist. See the O.C.G.A. rules and options. Independent; not a lender.
Illinois Payday and Installment Loans: The 36% APR Cap Explained
Illinois caps payday, installment and most consumer loans at 36% APR. See how the law works, how to check a license and options. Independent; not a lender.