CashAdvance.io

Wilbarger County, Texas (TX)

Payday & Title Loans in Vernon, TX

1 lender in Vernon, TX · 1 lists hours · 1 open Saturday · 1 verified in the last 30 days · + 5 reported, not yet verified

Looking for a payday or title loan near you in Vernon, Texas? We list 1 lender location in Vernon with its address, phone number, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.

Open now or opening soon

Other lenders reported in Vernon

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Listed in the Texas OCCC licensee search (seen Oct 15, 2026) with a license marked as transitioned to NMLS. Not yet matched to a current store list.

Vernon lenders at a glance

Vernon, in Wilbarger County (population 9,728), has 1 lender location in our directory: 1 payday loan store and 1 title loan store (some stores offer more than one type), all in ZIP code 76384. The chain with the most stores here is CashMax (1). The only store here that publishes hours is open on Saturday but not on Sunday. The nearest other city with lenders is Wichita Falls, about 47 miles away, with 14 locations.

Stores by loan type
Payday loans 1
Title loans 1
County
Wilbarger County
ZIP code
76384
Hours (1 store lists them)
Open Saturday: 1
Open until 7 pm or later on weekdays: 1

Typical cost in Texas

Rules for lenders in Vernon

Vernon has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.

Questions people ask

How many payday loan stores are in Vernon, TX?

We list 1 payday loan store and 1 title loan store in Vernon, checked against their sources as of October 7, 2026.

Are payday loans legal in Texas?

Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).

Which lenders have the most stores in Vernon?

CashMax (1 store).

Are any lenders in Vernon open on weekends?

The only store here that publishes hours is open on Saturday but not on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. CashMax Texas store map · 1 location Last verified Oct 15, 2026
  2. Texas OCCC ALECS licensee search · 1 location Last verified Oct 15, 2026
  3. OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
  4. Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.