Bowie County, Texas (TX)
Pawn Shops in Texarkana, TX
5 lenders in Texarkana, TX · 1 lists hours · 1 open Saturday · 5 verified in the last 30 days
Looking for a pawn shop near you in Texarkana, Texas? We list 5 pawn shops in Texarkana with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 8, 2026.
Pawn shops
Open now or opening soon
With hours & phone
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EZPAWN
3923 N. State Line Ave. 2.4 mi from downtown
Source: EZPAWN store page · verified Oct 7, 2026
Other licensed lenders in Texarkana
4 without listed hours yet
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Cash America Pawn
2826 New Boston Rd 0.9 mi from downtown
Source: Texas OCCC license records, OpenStreetMap · verified Oct 7, 2026
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Cash America Pawn
1723 New Boston Rd 1.6 mi from downtown
Source: Texas OCCC license records, OpenStreetMap · verified Oct 7, 2026
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EZPAWN
3923 State Line Rd 6.2 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Texarkana lenders at a glance
Texarkana, in Bowie County (population 35,971), has 5 lender locations in our directory: 11 payday loan stores, 11 title loan stores, 5 pawn shops and 2 installment lenders (some stores offer more than one type), across 3 ZIP codes. The chains with the most stores here are Cash America Pawn (3), Cash Store (2) and EZPAWN (2). Of the 6 stores that publish hours, 5 open on Saturday and 0 on Sunday. The nearest other city with lenders is Wake Village, about 3 miles away, with 1 location.
- Stores by loan type
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Payday loans 11
Title loans 11
Installment loans 2
Pawn shops 5 - County
- Bowie County
- ZIP codes with stores
- 75501, 75502, 75503
- Hours (6 stores list them)
- Open Saturday: 5
Open until 7 pm or later on weekdays: 2
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Texarkana
Texarkana has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many payday loan stores are in Texarkana, TX?
We list 11 payday loan stores, 11 title loan stores, 5 pawn shops and 2 installment lenders in Texarkana, checked against their sources as of October 8, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Texarkana?
Cash America Pawn (3 stores), Cash Store (2 stores) and EZPAWN (2 stores).
Are any lenders in Texarkana open on weekends?
Of the 6 stores that publish hours, 5 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 4 locations Last verified Oct 15, 2026
- OpenStreetMap (Overpass API) · 2 locations Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- EZPAWN store locator · 1 location Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.