Bowie County, Texas (TX)
Installment Loans in Texarkana, TX
2 lenders in Texarkana, TX · 2 list hours · 1 open Saturday · 2 verified in the last 30 days · + 11 reported, not yet verified
Looking for an installment loan near you in Texarkana, Texas? We list 2 installment lenders in Texarkana with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 8, 2026.
Installment loans
Open now or opening soon
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Check 'n Go
2605 Texas Blvd, Ste 100 1.7 mi from downtown
Source: Check 'n Go location page · verified Oct 7, 2026
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OneMain Financial
3217 Kennedy Ln 5.6 mi from downtown
Source: OneMain branch page, Texas OCCC license records · verified Oct 8, 2026
License status is as shown in the Texas Office of Consumer Credit Commissioner (OCCC)'s public records. A status other than "Active" can also mean the license moved to another system (such as NMLS) or is held under another name.
Other lenders reported in Texarkana
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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1st Franklin Financial Corporation Not yet verified 4420 W. 7th Street
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City Finance Not yet verified 3811 North State Line Avenue
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Empire Finance of Hurst, LLC Not yet verified 3601 N. Stateline Avenue
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Gold Star Finance Inc Not yet verified 220 Main St
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Heights Finance Not yet verified 2729 New Boston Rd, Ste 112b
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Security Finance Not yet verified 3400 Summerhill Rd
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Service Loan Company Not yet verified 3915 N Stateline Ave
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Toledo Finance Corporation Not yet verified 4011 State Line Ave
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Western Finance Not yet verified 3807 N Stateline Ave
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World Finance Not yet verified 2021 Summerhill Rd
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World Finance Not yet verified 4001 State Line Ave
Listed in the Texas OCCC licensee search (seen Oct 15, 2026) with a license marked as transitioned to NMLS. Not yet matched to a current store list.
Texarkana lenders at a glance
Texarkana, in Bowie County (population 35,971), has 2 lender locations in our directory: 11 payday loan stores, 11 title loan stores, 5 pawn shops and 2 installment lenders (some stores offer more than one type), across 3 ZIP codes. The chains with the most stores here are Cash America Pawn (3), Cash Store (2) and EZPAWN (2). Of the 6 stores that publish hours, 5 open on Saturday and 0 on Sunday. The nearest other city with lenders is Wake Village, about 3 miles away, with 1 location.
- Stores by loan type
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Payday loans 11
Title loans 11
Installment loans 2
Pawn shops 5 - County
- Bowie County
- ZIP codes with stores
- 75501, 75502, 75503
- Hours (6 stores list them)
- Open Saturday: 5
Open until 7 pm or later on weekdays: 2
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Texarkana
Texarkana has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many payday loan stores are in Texarkana, TX?
We list 11 payday loan stores, 11 title loan stores, 5 pawn shops and 2 installment lenders in Texarkana, checked against their sources as of October 8, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Texarkana?
Cash America Pawn (3 stores), Cash Store (2 stores) and EZPAWN (2 stores).
Are any lenders in Texarkana open on weekends?
Of the 6 stores that publish hours, 5 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Check 'n Go locations · 1 location Last verified Oct 15, 2026
- OneMain Financial branches · 1 location Last verified Oct 15, 2026
- Texas OCCC ALECS licensee search · 1 location Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.