Fort Bend County, Texas (TX)
Payday & Title Loans in Sugar Land, TX
5 lenders in Sugar Land, TX · 1 lists hours · 5 verified in the last 30 days · + 1 reported, not yet verified
Looking for a payday or title loan near you in Sugar Land, Texas? We list 5 lender locations in Sugar Land with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 8, 2026.
All locations
Open now or opening soon
With hours & phone
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OneMain Financial
1951 Lakeside Plaza Dr 1.9 mi from downtown
Source: OneMain branch page, Texas OCCC license records · verified Oct 8, 2026
Other licensed lenders in Sugar Land
4 without listed hours yet
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Fig Loans Texas LLC
2245 Texas Drive, Ste 300 1.9 mi from downtown
Source: Texas OCCC license records · verified Oct 8, 2026
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Advantage Finance Llc
3 Sugar Creek Center, Ste 100 2.3 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Cash Loans Texas
14090 Southwest Fwy, Ste 310 2.3 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Heritage Jewelry & Loan Llc
4506 Hwy 6 2.3 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
License status is as shown in the Texas Office of Consumer Credit Commissioner (OCCC)'s public records. A status other than "Active" can also mean the license moved to another system (such as NMLS) or is held under another name.
Other lenders reported in Sugar Land
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Abc Cash Loan Not yet verified 12440 Emily Ct, Ste 103
Listed in the Texas OCCC licensee search (seen Oct 15, 2026) with a license marked as transitioned to NMLS. Not yet matched to a current store list.
Sugar Land lenders at a glance
Sugar Land, in Fort Bend County (population 109,851), has 5 lender locations in our directory: 3 payday loan stores, 3 title loan stores, 1 installment lender and 1 pawn shop (some stores offer more than one type), across 2 ZIP codes. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Stafford, about 5 miles away, with 4 locations.
- Stores by loan type
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Payday loans 3
Title loans 3
Installment loans 1
Pawn shops 1 - County
- Fort Bend County
- ZIP codes with stores
- 77478, 77479
- Hours (1 store lists them)
- Closed on weekends
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Sugar Land
Sugar Land has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many payday loan stores are in Sugar Land, TX?
We list 3 payday loan stores, 3 title loan stores, 1 installment lender and 1 pawn shop in Sugar Land, checked against their sources as of October 8, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Sugar Land?
OneMain Financial (1 store).
Are any lenders in Sugar Land open on weekends?
The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 5 locations Last verified Oct 15, 2026
- OneMain Financial branches · 1 location Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.