Fort Bend County, Texas (TX)
Payday & Title Loans in Stafford, TX
4 lenders in Stafford, TX · 1 lists hours · 1 open Saturday · 1 open Sunday · 4 verified in the last 30 days · + 5 reported, not yet verified
Looking for a payday or title loan near you in Stafford, Texas? We list 4 lender locations in Stafford with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.
All locations
Open now or opening soon
With hours & phone
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EZPAWN
510 FM 1092 0.9 mi from downtown
Source: EZPAWN store page, Texas OCCC license records · verified Oct 7, 2026
Other licensed lenders in Stafford
3 without listed hours yet
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ACE Cash Express
11715 W Bellfort St, Ste D 0.2 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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ACE Cash Express
2209 S Main St 0.2 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Sunbelt Jewelry & Loan
12240 Murphy Rd, Ste D 0.2 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
Other lenders reported in Stafford
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Credit Central Not yet verified 12220 Murphy Road, Ste E
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Regional Finance Not yet verified 12240 Murphy Road
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Security Finance Not yet verified 12240 Murphy Rd, Ste M
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Texan Credit Corporation Not yet verified 12220 Murphy Road
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World Finance Not yet verified 12999 Murphy Rd, Ste B2
Listed in the Texas OCCC licensee search (seen Oct 15, 2026) with a license marked as transitioned to NMLS. Not yet matched to a current store list.
Stafford lenders at a glance
Stafford, in Fort Bend County (population 17,555), has 4 lender locations in our directory: 2 payday loan stores, 2 title loan stores and 2 pawn shops (some stores offer more than one type), all in ZIP code 77477. The chains with the most stores here are ACE Cash Express (2) and EZPAWN (1). The only store here that publishes hours is open on Saturday and Sunday. The nearest other city with lenders is Sugar Land, about 5 miles away, with 5 locations.
- Stores by loan type
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Payday loans 2
Title loans 2
Pawn shops 2 - County
- Fort Bend County
- ZIP code
- 77477
- Hours (1 store lists them)
- Open Saturday: 1
Open Sunday: 1
Open until 7 pm or later on weekdays: 1
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Stafford
Stafford has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many payday loan stores are in Stafford, TX?
We list 2 payday loan stores, 2 title loan stores and 2 pawn shops in Stafford, checked against their sources as of October 7, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Stafford?
ACE Cash Express (2 stores) and EZPAWN (1 store).
Are any lenders in Stafford open on weekends?
The only store here that publishes hours is open on Saturday and Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 4 locations Last verified Oct 15, 2026
- EZPAWN store locator · 1 location Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.