Gray County, Texas (TX)

Payday Loans in Pampa, TX

1 lender in Pampa, TX · 1 lists hours · 1 open Saturday · 1 verified in the last 30 days

Looking for a payday loan near you in Pampa, Texas? We list 1 payday loan store in Pampa with its address, phone number, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.

Open now or opening soon

Cash Store

1064 N Hobart St 0.4 mi from downtown

Payday & title loans Hours listed

Source: Cash Store location page, OpenStreetMap · verified Oct 7, 2026

(806) 669-1508

Pampa lenders at a glance

Pampa, in Gray County (population 16,487), has 1 lender location in our directory: 1 payday loan store, 1 title loan store and 1 pawn shop (some stores offer more than one type), all in ZIP code 79065. The chains with the most stores here are Cash Store (1) and EZPAWN (1). Of the 2 stores that publish hours, 2 open on Saturday and 0 on Sunday. The nearest other city with lenders is Borger, about 26 miles away, with 2 locations.

Stores by loan type: Payday loans 1
Title loans 1
Pawn shops 1
County: Gray County
ZIP code: 79065
Hours (2 stores list them): Open Saturday: 2
Open until 7 pm or later on weekdays: 1

Typical cost in Texas

Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)

Rules for lenders in Pampa

Pampa has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.

Questions people ask

How many payday loan stores are in Pampa, TX?

We list 1 payday loan store, 1 title loan store and 1 pawn shop in Pampa, checked against their sources as of October 7, 2026.

Are payday loans legal in Texas?

Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).

Which lenders have the most stores in Pampa?

Cash Store (1 store) and EZPAWN (1 store).

Are any lenders in Pampa open on weekends?

Of the 2 stores that publish hours, 2 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

Cash Store locations · 1 location Last verified Oct 15, 2026
OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.

Payday loans