Cherokee County, Texas (TX)
Payday & Title Loans in Jacksonville, TX
5 lenders in Jacksonville, TX · 2 list hours · 1 open Saturday · 5 verified in the last 30 days · + 10 reported, not yet verified
Looking for a payday or title loan near you in Jacksonville, Texas? We list 5 lender locations in Jacksonville with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.
All locations
Open now or opening soon
With hours & phone
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CashMax
1319 S. Jackson Street 0.6 mi from downtown
Source: CashMax store page, Texas OCCC license records · verified Oct 7, 2026
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World Finance
110 E. Cherokee Street 0.7 mi from downtown
Source: World Finance branch page, Texas OCCC license records · verified Oct 7, 2026
Other licensed lenders in Jacksonville
3 without listed hours yet
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Cash America Pawn
301 S. Jackson St. 1.2 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Insta-Cash Pawn
901 S Jackson 1.2 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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LoanStar Title Loans
1121 S Jackson St 1.2 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
License status is as shown in the Texas Office of Consumer Credit Commissioner (OCCC)'s public records. A status other than "Active" can also mean the license moved to another system (such as NMLS) or is held under another name.
Other lenders reported in Jacksonville
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Advance America Not yet verified
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Atlas Credit Not yet verified 211 East Commerce Street
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Circle L Sales & Finance LLC Not yet verified 1438 E. Rusk St.
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Gold Star Finance Inc Not yet verified 1806 S. Jackson
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Nbf Finance Not yet verified 117 E Commerce
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Royal William Finance Llc Not yet verified 916 S Jackson St
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Security Finance Not yet verified 1830 S Jackson St
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Texan Credit Corporation Not yet verified 1314 S. Jackson St.
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Toledo Finance Corporation Not yet verified 222 S Main St
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Western Finance Not yet verified 1734 S Jackson St
Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.
Listed in the Texas OCCC licensee search (seen Oct 15, 2026) with a license marked as transitioned to NMLS. Not yet matched to a current store list.
Jacksonville lenders at a glance
Jacksonville, in Cherokee County (population 14,639), has 5 lender locations in our directory: 2 payday loan stores, 2 title loan stores, 2 pawn shops and 1 installment lender (some stores offer more than one type), all in ZIP code 75766. The chains with the most stores here are Cash America Pawn (1), CashMax (1) and LoanStar Title Loans (1). Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is Whitehouse, about 18 miles away, with 1 location.
- Stores by loan type
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Payday loans 2
Title loans 2
Installment loans 1
Pawn shops 2 - County
- Cherokee County
- ZIP code
- 75766
- Hours (2 stores list them)
- Open Saturday: 1
Open until 7 pm or later on weekdays: 1
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Jacksonville
Jacksonville has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many payday loan stores are in Jacksonville, TX?
We list 2 payday loan stores, 2 title loan stores, 2 pawn shops and 1 installment lender in Jacksonville, checked against their sources as of October 7, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Jacksonville?
Cash America Pawn (1 store), CashMax (1 store) and LoanStar Title Loans (1 store).
Are any lenders in Jacksonville open on weekends?
Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 5 locations Last verified Oct 15, 2026
- CashMax Texas store map · 1 location Last verified Oct 15, 2026
- World Finance locations · 1 location Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.