Rusk County, Texas (TX)
Payday & Title Loans in Henderson, TX
7 lenders in Henderson, TX · 2 list hours · 1 open Saturday · 7 verified in the last 30 days · + 7 reported, not yet verified
Looking for a payday or title loan near you in Henderson, Texas? We list 7 lender locations in Henderson with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.
All locations
Open now or opening soon
With hours & phone
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TitleMax
1817 US Highway 79 S 0.3 mi from downtown
Source: TitleMax store page, Texas OCCC license records · verified Oct 7, 2026
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World Finance
522-C Highway 79 South 0.8 mi from downtown
Source: World Finance branch page · verified Oct 7, 2026
Other licensed lenders in Henderson
5 without listed hours yet
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CashMax
2207 US HWY 79 South 0.3 mi from downtown
Source: CashMax store page, Texas OCCC license records · verified Oct 7, 2026
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Texas Thrifty Loans
2119 Us -79 South 5.1 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Cherokee Pawn
304 Hwy 79 N 6.9 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Insta-Cash Pawn
112 Hwy 79 N 6.9 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Texas Car Title & Payday Loan Services
305 Us Hwy 79 6.9 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
Other lenders reported in Henderson
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Atlas Credit Not yet verified 104 Hwy 79 N
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Cash Store Not yet verified
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Gold Star Finance Inc Not yet verified 1428a S. Main St
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Security Finance Not yet verified 417 Us Highway 79 N
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Service Loan Company Not yet verified 1426 S. Main Street, Ste B
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Western Finance Not yet verified 515 Hwy 79 S
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World Finance Not yet verified 522 Us Hwy 79 S, Ste C
Listed in the Texas OCCC licensee search (seen Oct 15, 2026) with a license marked as transitioned to NMLS. Not yet matched to a current store list.
Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.
Henderson lenders at a glance
Henderson, in Rusk County (population 13,485), has 7 lender locations in our directory: 4 title loan stores, 3 payday loan stores, 2 pawn shops and 1 installment lender (some stores offer more than one type), across 2 ZIP codes. The chains with the most stores here are CashMax (1), Texas Car Title & Payday Loan Services (1) and TitleMax (1). Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is Kilgore, about 17 miles away, with 3 locations.
- Stores by loan type
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Payday loans 3
Title loans 4
Installment loans 1
Pawn shops 2 - County
- Rusk County
- ZIP codes with stores
- 75652, 75654
- Hours (2 stores list them)
- Open Saturday: 1
Open until 7 pm or later on weekdays: 1
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Henderson
Henderson has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many title loan stores are in Henderson, TX?
We list 4 title loan stores, 3 payday loan stores, 2 pawn shops and 1 installment lender in Henderson, checked against their sources as of October 7, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Henderson?
CashMax (1 store), Texas Car Title & Payday Loan Services (1 store) and TitleMax (1 store).
Are any lenders in Henderson open on weekends?
Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 6 locations Last verified Oct 15, 2026
- TitleMax store locator · 1 location Last verified Oct 15, 2026
- World Finance locations · 1 location Last verified Oct 15, 2026
- CashMax Texas store map · 1 location Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.