Walker County, Texas (TX)
Payday Loans in Huntsville, TX
4 lenders in Huntsville, TX · 4 verified in the last 30 days
Looking for a payday loan near you in Huntsville, Texas? We list 4 payday loan stores in Huntsville with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 8, 2026.
Payday loans
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ACE Cash Express
3011 Hwy 30 W, Ste 204 3.4 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Swift Cash
1523 Normal Park, Ste G 3.4 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Texas Car Title & Payday Loan Services
919 11th Street 3.4 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Smiley's Loan Depot, LLC
266 Fm 247, Ste C 7.4 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
Huntsville lenders at a glance
Huntsville, in Walker County (population 49,500), has 4 lender locations in our directory: 4 payday loan stores, 4 title loan stores, 3 pawn shops and 2 installment lenders (some stores offer more than one type), across 2 ZIP codes. The chains with the most stores here are EZPAWN (2), ACE Cash Express (1) and OneMain Financial (1). Of the 4 stores that publish hours, 2 open on Saturday and 1 on Sunday. The nearest other city with lenders is Willis, about 19 miles away, with 2 locations.
- Stores by loan type
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Payday loans 4
Title loans 4
Installment loans 2
Pawn shops 3 - County
- Walker County
- ZIP codes with stores
- 77320, 77340
- Hours (4 stores list them)
- Open Saturday: 2
Open Sunday: 1
Open until 7 pm or later on weekdays: 2
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Huntsville
Huntsville has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many payday loan stores are in Huntsville, TX?
We list 4 payday loan stores, 4 title loan stores, 3 pawn shops and 2 installment lenders in Huntsville, checked against their sources as of October 8, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Huntsville?
EZPAWN (2 stores), ACE Cash Express (1 store) and OneMain Financial (1 store).
Are any lenders in Huntsville open on weekends?
Of the 4 stores that publish hours, 2 open on Saturday and 1 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 4 locations Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.