Polk County, Texas (TX)
Payday & Installment Loans in Livingston, TX
4 lenders in Livingston, TX · 2 list hours · 1 open Saturday · 4 verified in the last 30 days · + 5 reported, not yet verified
Looking for a payday or installment loan near you in Livingston, Texas? We list 4 lender locations in Livingston with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.
All locations
Open now or opening soon
With hours & phone
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World Finance
1283 W Church St 0.6 mi from downtown
Source: World Finance branch page, Texas OCCC license records · verified Oct 7, 2026
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Check 'n Go
1241 Church Street 0.9 mi from downtown
Source: Check 'n Go location page · verified Oct 7, 2026
Other licensed lenders in Livingston
2 without listed hours yet
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Cash America Pawn
236 Pan American Hwy 7.2 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Richard's Pawn
709 N Washington St 7.2 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
License status is as shown in the Texas Office of Consumer Credit Commissioner (OCCC)'s public records. A status other than "Active" can also mean the license moved to another system (such as NMLS) or is held under another name.
Other lenders reported in Livingston
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Austin Finance Company Llc Not yet verified 2006 Us Hwy 190 W
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Security Finance Not yet verified 613 N Washington St
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Star Loans of Texas Inc Not yet verified 212 South Washington
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Victory Lending LLC Not yet verified 1213 W. Church St.
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Western Finance Not yet verified 321-D Church St
Listed in the Texas OCCC licensee search (seen Oct 15, 2026) with a license marked as transitioned to NMLS. Not yet matched to a current store list.
Livingston lenders at a glance
Livingston, in Polk County (population 5,562), has 4 lender locations in our directory: 2 installment lenders, 2 pawn shops and 1 payday loan store (some stores offer more than one type), all in ZIP code 77351. The chains with the most stores here are Cash America Pawn (1), Check 'n Go (1) and World Finance (1). Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is Onalaska, about 13 miles away, with 1 location.
- Stores by loan type
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Payday loans 1
Installment loans 2
Pawn shops 2 - County
- Polk County
- ZIP code
- 77351
- Hours (2 stores list them)
- Open Saturday: 1
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average fee per $100 borrowed (installment payday): $163.09 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Livingston
Livingston has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many installment lenders are in Livingston, TX?
We list 2 installment lenders, 2 pawn shops and 1 payday loan store in Livingston, checked against their sources as of October 7, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Livingston?
Cash America Pawn (1 store), Check 'n Go (1 store) and World Finance (1 store).
Are any lenders in Livingston open on weekends?
Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 3 locations Last verified Oct 15, 2026
- World Finance locations · 1 location Last verified Oct 15, 2026
- Check 'n Go locations · 1 location Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.