Wharton County, Texas (TX)
Title Loans in El Campo, TX
1 lender in El Campo, TX · 1 lists hours · 1 open Saturday · 1 verified in the last 30 days
Looking for a title loan near you in El Campo, Texas? We list 1 title loan store in El Campo with its address, phone number, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.
Title loans
Open now or opening soon
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TitleMax
707 N Mechanic St 0.1 mi from downtown
Source: TitleMax store page, Texas OCCC license records · verified Oct 7, 2026
El Campo lenders at a glance
El Campo, in Wharton County (population 12,176), has 1 lender location in our directory: 2 pawn shops, 1 title loan store and 1 installment lender (some stores offer more than one type), all in ZIP code 77437. The chains with the most stores here are TitleMax (1) and World Finance (1). Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is Wharton, about 13 miles away, with 3 locations.
- Stores by loan type
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Title loans 1
Installment loans 1
Pawn shops 2 - County
- Wharton County
- ZIP code
- 77437
- Hours (2 stores list them)
- Open Saturday: 1
Open until 7 pm or later on weekdays: 1
Typical cost in Texas
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment title): $18.90 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment title): $1,952 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average fee per $100 borrowed (installment title): $112.01 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in El Campo
El Campo has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many pawn shops are in El Campo, TX?
We list 2 pawn shops, 1 title loan store and 1 installment lender in El Campo, checked against their sources as of October 7, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in El Campo?
TitleMax (1 store) and World Finance (1 store).
Are any lenders in El Campo open on weekends?
Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- TitleMax store locator · 1 location Last verified Oct 15, 2026
- Texas OCCC ALECS licensee search · 1 location Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.