Tennessee (TN) lender directory
Installment Loans in Tennessee
Looking for an installment loan near you in Tennessee? Pick your city below. We list 146 stores in 79 Tennessee cities, built from lenders' own store pages. Data last checked October 8, 2026.
Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer
Installment loans by city
Top cities
- Installment loans in Memphis 9
- Installment loans in Nashville 8
- Installment loans in Knoxville 6
- Installment loans in Chattanooga 5
- Installment loans in Clarksville 4
- Installment loans in Jackson 4
- Installment loans in Murfreesboro 4
- Installment loans in Alcoa 3
- Installment loans in Bartlett 3
- Installment loans in Cleveland 3
- Installment loans in Columbia 3
- Installment loans in Cookeville 3
All 79 cities A–Z
A
B
- Bartlett 3
- Bolivar 2
- Bristol 2
- Brownsville 1
C
- Camden 1
- Carthage 1
- Chattanooga 5
- Clarksville 4
- Cleveland 3
- Clinton 1
- Collierville 1
- Columbia 3
- Cookeville 3
- Covington 1
- Crossville 2
D
E
F
G
- Gallatin 3
- Greeneville 2
H
- Harriman 1
- Henderson 1
- Hendersonville 1
- Hohenwald 1
- Humboldt 1
- Huntingdon 1
J
- Jackson 4
- Jamestown 1
- Jasper 1
- Jefferson City 1
- Johnson City 2
K
L
- La Follette 1
- Lafayette 1
- Lawrenceburg 1
- Lebanon 2
- Lenoir City 2
- Lewisburg 1
- Lexington 1
- Livingston 1
M
- Madisonville 1
- Manchester 1
- Martin 1
- Maryville 1
- Maynardville 1
- McMinnville 2
- Memphis 9
- Milan 1
- Millington 2
- Morristown 3
- Mount Juliet 1
- Murfreesboro 4
N
O
P
R
- Ripley 1
- Rogersville 1
S
- Savannah 1
- Sevierville 2
- Shelbyville 1
- Smithville 1
- Smyrna 3
- Sparta 1
- Springfield 1
T
U
W
- Waverly 1
- White House 1
- Winchester 1
Installment loans in Tennessee: the rules
- Flexible credit lenders can charge a periodic interest rate of at most 24 percent a year. Source: TDFI 2024 Annual Report, p. 37 (Tenn. Code Ann. §§ 45-12-101 et seq.) · verified Oct 8, 2026
- Flexible credit lenders can also charge a customary fee of at most 0.7 percent a day of the average daily principal balance in a billing cycle. Source: TDFI 2024 Annual Report, p. 37 (Tenn. Code Ann. §§ 45-12-101 et seq.) · verified Oct 8, 2026
- A flex loan plan cannot have an outstanding principal balance above $4,000 at any time. Source: TDFI 2024 Annual Report, p. 37 (Tenn. Code Ann. §§ 45-12-101 et seq.) · verified Oct 8, 2026
Lenders in Tennessee are licensed by the Tennessee Department of Financial Institutions (TDFI). You can look up any license in its license search. See also online lenders and apps in Tennessee.
Tennessee lending statistics
Official figures, grouped by the report they come from. Older reports are the latest published for that measure.
Tennessee Department of Financial Institutions 2024 Annual Report (2023)
| Loan | Measure | Value |
|---|---|---|
| Payday (deferred presentment) | Average loan | $284 |
| Payday (deferred presentment) | Lenders' total operating income | $74,225,605 |
| Payday (deferred presentment) | Companies reporting | 84 |
| Payday (deferred presentment) | Total amount lent | $272,548,851 |
| Payday (deferred presentment) | Loans made | 958,287 |
Source: Tennessee Department of Financial Institutions 2024 Annual Report · verified Oct 8, 2026
Tennessee Department of Financial Institutions 2024 Annual Report (2024-06-30)
| Loan | Measure | Value |
|---|---|---|
| Payday (deferred presentment) | Licensed locations | 553 |
| Installment loan | Licensed locations (flexible credit) | 602 |
| Installment loan | Registered locations (industrial loan and thrift) | 1,175 |
| Auto title loan | Licensed locations | 428 |
Source: Tennessee Department of Financial Institutions 2024 Annual Report · verified Oct 8, 2026
Tennessee Department of Financial Institutions Title Pledge Report (March 2026) (2024)
| Loan | Measure | Value |
|---|---|---|
| Auto title loan | Title loans renewed | 20,019 |
| Auto title loan | Amount lent on new title loans | $37,776,586 |
| Auto title loan | New title loans | 34,445 |
Source: Tennessee Department of Financial Institutions Title Pledge Report (March 2026) · verified Oct 8, 2026
Tennessee Department of Financial Institutions Title Pledge Report (March 2026) (2025-12-31)
| Loan | Measure | Value |
|---|---|---|
| Auto title loan | Licensed locations | 427 |
Source: Tennessee Department of Financial Institutions Title Pledge Report (March 2026) · verified Oct 8, 2026
Questions people ask
How many installment lenders are in Tennessee?
We list 146 installment lenders in Tennessee, in 79 cities.
Which Tennessee cities have the most installment lenders?
Memphis (9), Nashville (8), Knoxville (6), Chattanooga (5) and Clarksville (4).
How do I check a lender's license in Tennessee?
Lenders in Tennessee are licensed by the Tennessee Department of Financial Institutions (TDFI). You can look up a license in its online license search, or use NMLS Consumer Access for lenders licensed through NMLS.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.
- World Finance locations (TN) · 91 locations Last verified Oct 15, 2026
- OneMain Financial branches (TN) · 36 locations Last verified Oct 15, 2026
- Republic Finance locations (TN) · 19 locations Last verified Oct 15, 2026
- OpenStreetMap (Overpass API), TN · 13 locations Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- Tenn. Code Ann. § 45-17-112(b), Tenn. Code Ann. § 45-17-112(d), Tenn. Code Ann. § 45-17-112(o), Tenn. Code Ann. § 45-17-112(l), Tenn. Code Ann. § 45-17-112(i) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Tenn. Code Ann. § 45-17-103(a) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Tenn. Code Ann. § 45-15-111(a) · Title loans Last verified Oct 8, 2026 · medium confidence
- Tenn. Code Ann. § 45-15-113(a) · Title loans Last verified Oct 8, 2026 · medium confidence
- TDFI 2026 Title Pledge Report, p. 5 (Tenn. Code Ann. tit. 45, ch. 15) · Title loans Last verified Oct 8, 2026 · high confidence
- TDFI 2024 Annual Report, p. 37 (Tenn. Code Ann. §§ 45-12-101 et seq.) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.