Tennessee (TN) lender directory
Title Loans in Tennessee
Looking for a title loan near you in Tennessee? Pick your city below. We list 92 stores in 43 Tennessee cities, built from lenders' own store pages. Data last checked October 8, 2026.
Read our guide: Title Loans: How They Work, What They Cost, and the Risks
Title loans by city
Top cities
- Title loans in Memphis 23
- Title loans in Nashville 11
- Title loans in Knoxville 6
- Title loans in Chattanooga 5
- Title loans in Clarksville 3
- Title loans in Bristol 2
- Title loans in Cleveland 2
- Title loans in Columbia 2
- Title loans in Jackson 2
- Title loans in Johnson City 2
- Title loans in Murfreesboro 2
- Title loans in Alcoa 1
All 43 cities A–Z
A
B
- Bristol 2
C
- Chattanooga 5
- Clarksville 3
- Cleveland 2
- Columbia 2
- Cookeville 1
- Crossville 1
D
E
F
- Franklin 1
G
- Gallatin 1
- Goodlettsville 1
- Green Hill 1
- Greeneville 1
H
J
- Jackson 2
- Johnson City 2
K
L
- La Vergne 1
- Lawrenceburg 1
- Lebanon 1
- Lenoir City 1
- Lewisburg 1
M
- Manchester 1
- McMinnville 1
- Memphis 23
- Milan 1
- Morristown 1
- Murfreesboro 2
N
O
P
- Pulaski 1
S
- Shelbyville 1
- Smyrna 1
- Springfield 1
T
W
Title loans in Tennessee: the rules
Rules marked "medium confidence" were checked against a published copy of the statute because the official site was unavailable to us. Confirm them with the official text before relying on them.
- A title pledge lender can charge interest of at most 2 percent a month. Source: Tenn. Code Ann. § 45-15-111(a) · verified Oct 8, 2026 · medium confidence
- On top of interest, a title pledge lender can charge a customary fee of at most one-fifth (20 percent) of the original principal, or of the unpaid balance at each renewal. Source: Tenn. Code Ann. § 45-15-111(a) · verified Oct 8, 2026 · medium confidence
- A title pledge agreement cannot run longer than 30 days, but it can be renewed for further 30-day periods. Source: Tenn. Code Ann. § 45-15-113(a) · verified Oct 8, 2026 · medium confidence
- The TDFI reports $2,500 as the maximum title pledge loan the law permits. Source: TDFI 2026 Title Pledge Report, p. 5 (Tenn. Code Ann. tit. 45, ch. 15) · verified Oct 8, 2026
Lenders in Tennessee are licensed by the Tennessee Department of Financial Institutions (TDFI). You can look up any license in its license search. See also online lenders and apps in Tennessee.
Tennessee lending statistics
Official figures, grouped by the report they come from. Older reports are the latest published for that measure.
Tennessee Department of Financial Institutions 2024 Annual Report (2023)
| Loan | Measure | Value |
|---|---|---|
| Payday (deferred presentment) | Average loan | $284 |
| Payday (deferred presentment) | Lenders' total operating income | $74,225,605 |
| Payday (deferred presentment) | Companies reporting | 84 |
| Payday (deferred presentment) | Total amount lent | $272,548,851 |
| Payday (deferred presentment) | Loans made | 958,287 |
Source: Tennessee Department of Financial Institutions 2024 Annual Report · verified Oct 8, 2026
Tennessee Department of Financial Institutions 2024 Annual Report (2024-06-30)
| Loan | Measure | Value |
|---|---|---|
| Payday (deferred presentment) | Licensed locations | 553 |
| Installment loan | Licensed locations (flexible credit) | 602 |
| Installment loan | Registered locations (industrial loan and thrift) | 1,175 |
| Auto title loan | Licensed locations | 428 |
Source: Tennessee Department of Financial Institutions 2024 Annual Report · verified Oct 8, 2026
Tennessee Department of Financial Institutions Title Pledge Report (March 2026) (2024)
| Loan | Measure | Value |
|---|---|---|
| Auto title loan | Title loans renewed | 20,019 |
| Auto title loan | Amount lent on new title loans | $37,776,586 |
| Auto title loan | New title loans | 34,445 |
Source: Tennessee Department of Financial Institutions Title Pledge Report (March 2026) · verified Oct 8, 2026
Tennessee Department of Financial Institutions Title Pledge Report (March 2026) (2025-12-31)
| Loan | Measure | Value |
|---|---|---|
| Auto title loan | Licensed locations | 427 |
Source: Tennessee Department of Financial Institutions Title Pledge Report (March 2026) · verified Oct 8, 2026
Questions people ask
How many title loan stores are in Tennessee?
We list 92 title loan stores in Tennessee, in 43 cities.
Which Tennessee cities have the most title loan stores?
Memphis (23), Nashville (11), Knoxville (6), Chattanooga (5) and Clarksville (3).
How much can lenders charge in Tennessee?
On top of interest, a title pledge lender can charge a customary fee of at most one-fifth (20 percent) of the original principal, or of the unpaid balance at each renewal (Tenn. Code Ann. § 45-15-111(a)). More limits are listed under the state rules on this page.
How do I check a lender's license in Tennessee?
Lenders in Tennessee are licensed by the Tennessee Department of Financial Institutions (TDFI). You can look up a license in its online license search, or use NMLS Consumer Access for lenders licensed through NMLS.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.
- TitleMax store locator (TN) · 92 locations Last verified Oct 15, 2026
- OpenStreetMap (Overpass API), TN · 18 locations Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- Tenn. Code Ann. § 45-17-112(b), Tenn. Code Ann. § 45-17-112(d), Tenn. Code Ann. § 45-17-112(o), Tenn. Code Ann. § 45-17-112(l), Tenn. Code Ann. § 45-17-112(i) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Tenn. Code Ann. § 45-17-103(a) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Tenn. Code Ann. § 45-15-111(a) · Title loans Last verified Oct 8, 2026 · medium confidence
- Tenn. Code Ann. § 45-15-113(a) · Title loans Last verified Oct 8, 2026 · medium confidence
- TDFI 2026 Title Pledge Report, p. 5 (Tenn. Code Ann. tit. 45, ch. 15) · Title loans Last verified Oct 8, 2026 · high confidence
- TDFI 2024 Annual Report, p. 37 (Tenn. Code Ann. §§ 45-12-101 et seq.) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.