Tennessee (TN) lender directory
Pawn Shops in Tennessee
Looking for a pawn shop near you in Tennessee? Pick your city below. We list 13 stores in 5 Tennessee cities, built from lenders' own store pages. Data last checked October 8, 2026.
Pawn shops by city
- Nashville 5
- Memphis 3
- Chattanooga 2
- Knoxville 2
- Smyrna 1
Pawn shops in Tennessee: the rules
We are still verifying Tennessee's rules against the statutes and the regulator's guidance, and will publish them here with their sources. Until then, check the Tennessee Department of Financial Institutions (TDFI).
Lenders in Tennessee are licensed by the Tennessee Department of Financial Institutions (TDFI). You can look up any license in its license search. See also online lenders and apps in Tennessee.
Tennessee lending statistics
Official figures, grouped by the report they come from. Older reports are the latest published for that measure.
Tennessee Department of Financial Institutions 2024 Annual Report (2023)
| Loan | Measure | Value |
|---|---|---|
| Payday (deferred presentment) | Average loan | $284 |
| Payday (deferred presentment) | Lenders' total operating income | $74,225,605 |
| Payday (deferred presentment) | Companies reporting | 84 |
| Payday (deferred presentment) | Total amount lent | $272,548,851 |
| Payday (deferred presentment) | Loans made | 958,287 |
Source: Tennessee Department of Financial Institutions 2024 Annual Report · verified Oct 8, 2026
Tennessee Department of Financial Institutions 2024 Annual Report (2024-06-30)
| Loan | Measure | Value |
|---|---|---|
| Payday (deferred presentment) | Licensed locations | 553 |
| Installment loan | Licensed locations (flexible credit) | 602 |
| Installment loan | Registered locations (industrial loan and thrift) | 1,175 |
| Auto title loan | Licensed locations | 428 |
Source: Tennessee Department of Financial Institutions 2024 Annual Report · verified Oct 8, 2026
Tennessee Department of Financial Institutions Title Pledge Report (March 2026) (2024)
| Loan | Measure | Value |
|---|---|---|
| Auto title loan | Title loans renewed | 20,019 |
| Auto title loan | Amount lent on new title loans | $37,776,586 |
| Auto title loan | New title loans | 34,445 |
Source: Tennessee Department of Financial Institutions Title Pledge Report (March 2026) · verified Oct 8, 2026
Tennessee Department of Financial Institutions Title Pledge Report (March 2026) (2025-12-31)
| Loan | Measure | Value |
|---|---|---|
| Auto title loan | Licensed locations | 427 |
Source: Tennessee Department of Financial Institutions Title Pledge Report (March 2026) · verified Oct 8, 2026
Questions people ask
How many pawn shops are in Tennessee?
We list 13 pawn shops in Tennessee, in 5 cities.
Which Tennessee cities have the most pawn shops?
Nashville (5), Memphis (3), Chattanooga (2), Knoxville (2) and Smyrna (1).
How do I check a lender's license in Tennessee?
Lenders in Tennessee are licensed by the Tennessee Department of Financial Institutions (TDFI). You can look up a license in its online license search, or use NMLS Consumer Access for lenders licensed through NMLS.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.
- EZPAWN store locator (TN) · 13 locations Last verified Oct 15, 2026
- Tenn. Code Ann. § 45-17-112(b), Tenn. Code Ann. § 45-17-112(d), Tenn. Code Ann. § 45-17-112(o), Tenn. Code Ann. § 45-17-112(l), Tenn. Code Ann. § 45-17-112(i) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Tenn. Code Ann. § 45-17-103(a) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Tenn. Code Ann. § 45-15-111(a) · Title loans Last verified Oct 8, 2026 · medium confidence
- Tenn. Code Ann. § 45-15-113(a) · Title loans Last verified Oct 8, 2026 · medium confidence
- TDFI 2026 Title Pledge Report, p. 5 (Tenn. Code Ann. tit. 45, ch. 15) · Title loans Last verified Oct 8, 2026 · high confidence
- TDFI 2024 Annual Report, p. 37 (Tenn. Code Ann. §§ 45-12-101 et seq.) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.