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Shelby County, Tennessee (TN)

Installment Loans in Memphis, TN

9 lenders in Memphis, TN · 9 list hours · 9 verified in the last 30 days

Looking for an installment loan near you in Memphis, Tennessee? We list 9 installment lenders in Memphis with addresses, phone numbers, opening hours and, where Tennessee publishes it, license status. Last checked October 8, 2026.

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Memphis lenders at a glance

Memphis, in Shelby County (population 610,919), has 9 lender locations in our directory: 23 title loan stores, 9 installment lenders and 3 pawn shops (some stores offer more than one type), across 18 ZIP codes. The chains with the most stores here are TitleMax (23), OneMain Financial (5) and EZPAWN (3). Of the 35 stores that publish hours, 26 open on Saturday and 0 on Sunday. The nearest other city with lenders is Bartlett, about 12 miles away, with 3 locations.

Stores by loan type
Title loans 23
Installment loans 9
Pawn shops 3
County
Shelby County
ZIP codes with stores
38016, 38018, 38104, 38109, 38111, 38112, 38114, 38115, 38116, 38117, 38118, 38119, 38122, 38125, 38127, 38128, 38133, 38141
Hours (35 stores list them)
Open Saturday: 26
Open until 7 pm or later on weekdays: 23

Typical cost in Tennessee

Rules for lenders in Memphis

Memphis has no local payday or title loan ordinance in our records, so Tennessee state law applies.

  • A deferred presentment (payday) lender can charge a fee of at most 15 percent of the check's face amount. Source: Tenn. Code Ann. § 45-17-112(b) · verified Oct 8, 2026 · medium confidence
  • A lender cannot hold a customer's check for more than 31 calendar days before depositing it. Source: Tenn. Code Ann. § 45-17-112(d) · verified Oct 8, 2026 · medium confidence
  • A customer can have at most two checks outstanding with a lender and any related lender at the same time. Source: Tenn. Code Ann. § 45-17-112(o) · verified Oct 8, 2026 · medium confidence
  • The combined face value of all of one customer's outstanding payday checks cannot exceed $500. Source: Tenn. Code Ann. § 45-17-112(o) · verified Oct 8, 2026 · medium confidence

All rules: Tennessee lending rules.

Questions people ask

How many title loan stores are in Memphis, TN?

We list 23 title loan stores, 9 installment lenders and 3 pawn shops in Memphis, checked against their sources as of October 8, 2026.

Which lenders have the most stores in Memphis?

TitleMax (23 stores), OneMain Financial (5 stores) and EZPAWN (3 stores).

Are any lenders in Memphis open on weekends?

Of the 35 stores that publish hours, 26 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (TN) · 5 locations Last verified Oct 15, 2026
  2. World Finance locations (TN) · 3 locations Last verified Oct 15, 2026
  3. Republic Finance locations (TN) · 1 location Last verified Oct 15, 2026
  4. Tenn. Code Ann. § 45-17-112(b), Tenn. Code Ann. § 45-17-112(d), Tenn. Code Ann. § 45-17-112(o), Tenn. Code Ann. § 45-17-112(l), Tenn. Code Ann. § 45-17-112(i) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  5. Tenn. Code Ann. § 45-17-103(a) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  6. Tenn. Code Ann. § 45-15-111(a) · Title loans Last verified Oct 8, 2026 · medium confidence
  7. Tenn. Code Ann. § 45-15-113(a) · Title loans Last verified Oct 8, 2026 · medium confidence
  8. TDFI 2026 Title Pledge Report, p. 5 (Tenn. Code Ann. tit. 45, ch. 15) · Title loans Last verified Oct 8, 2026 · high confidence
  9. TDFI 2024 Annual Report, p. 37 (Tenn. Code Ann. §§ 45-12-101 et seq.) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.