Louisiana (LA) lender directory
Installment Loans & Pawn Shops in Louisiana
Looking for a lender near you in Louisiana? Pick your city below. We list 1,039 stores in 106 Louisiana cities, built from state license records and lenders' own store pages. Data last checked October 8, 2026.
Lenders by city
Top cities
- Lenders in Baton Rouge 76
- Lenders in Lafayette 48
- Lenders in Shreveport 46
- Lenders in Lake Charles 34
- Lenders in Houma 33
- Lenders in Alexandria 31
- Lenders in Hammond 27
- Lenders in Opelousas 27
- Lenders in New Orleans 26
- Lenders in Bossier City 25
- Lenders in New Iberia 25
- Lenders in Metairie 23
All 106 cities A–Z
A
- Abbeville 19
- Alexandria 31
- Amite City 8
- Arabi 1
B
- Baker 7
- Bastrop 11
- Baton Rouge 76
- Belle Chasse 1
- Blanchard 1
- Bogalusa 14
- Bossier City 25
- Boutte 4
- Breaux Bridge 6
- Brusly 1
- Bunkie 2
C
- Carencro 4
- Chalmette 5
- Church Point 2
- Clinton 1
- Columbia 2
- Coushatta 3
- Covington 18
- Crowley 14
- Cullen 1
- Cut Off 4
D
- DeRidder 11
- Delhi 1
- Denham Springs 19
- Donaldsonville 4
E
- Eunice 13
F
- Farmerville 4
- Ferriday 2
- Franklin 7
- Franklinton 10
G
H
J
- Jackson 1
- Jefferson 4
- Jena 6
- Jennings 10
- Jonesboro 3
- Jonesville 1
- Junction City 1
K
L
- Lafayette 48
- Lake Arthur 1
- Lake Charles 34
- Laplace 11
- Leesville 7
- Lutcher 2
M
- Mandeville 1
- Mansfield 7
- Mansura 3
- Many 5
- Marksville 11
- Marrero 14
- Metairie 23
- Minden 11
- Monroe 23
- Morgan City 15
N
- Natchitoches 11
- New Iberia 25
- New Orleans 26
- New Roads 5
O
P
- Paincourtville 1
- Pineville 4
- Plaquemine 7
- Ponchatoula 5
- Port Allen 2
- Prairieville 2
R
S
- Scott 1
- Shreveport 46
- Slidell 19
- Springhill 4
- St. Martinville 4
- Sulphur 14
T
V
- Vidalia 6
- Ville Platte 15
- Vivian 1
W
Z
- Zachary 10
Lending rules in Louisiana
Rules marked "medium confidence" were checked against a published copy of the statute because the official site was unavailable to us. Confirm them with the official text before relying on them.
Payday loans (deferred presentment)
- The amount paid to the borrower in a deferred presentment transaction (payday loan) cannot exceed $700 in the 2023 statute text; OFI adjusts the cap each year with the consumer price index. Source: La. R.S. 9:3578.3(3)(c) · verified Oct 8, 2026 · medium confidence
- A licensee can hold the check for at most 30 days before negotiating or presenting it. Source: La. R.S. 9:3578.3(3)(b) · verified Oct 8, 2026 · medium confidence
- The fee on a deferred presentment transaction or small loan can be at most 16.75 percent of the check's face amount. Source: La. R.S. 9:3578.4(A)(1) · verified Oct 8, 2026 · medium confidence
- If the loan is unpaid at maturity, the licensee can charge 36 percent a year for up to a year, then at most 18 percent a year. Source: La. R.S. 9:3578.4(A)(2) · verified Oct 8, 2026 · medium confidence
- A small loan under the Deferred Presentment and Small Loan Act is a consumer loan of $350 or less. Source: La. R.S. 9:3578.3(7) · verified Oct 8, 2026 · medium confidence
- A small loan runs for a term of 60 days or less. Source: La. R.S. 9:3578.3(7) · verified Oct 8, 2026 · medium confidence
- A consumer who cannot repay can elect an extended payment plan of at least four substantially equal installments. Source: La. R.S. 9:3578.4.1(C)(1)(a) · verified Oct 8, 2026 · medium confidence
- A consumer can use an extended payment plan once in any twelve-month period. Source: La. R.S. 9:3578.4.1(A)(1) · verified Oct 8, 2026 · medium confidence
Title loans
- Motor vehicle title-only pawn transactions are not allowed in Louisiana; a vehicle pledged in a pawn must be stored at the pawnbroker's location. Source: La. R.S. 37:1801(D) · verified Oct 8, 2026 · medium confidence
Pawn loans
- A pawnbroker can charge interest of at most 10 percent per month on pawn transactions. Source: La. R.S. 37:1791 · verified Oct 8, 2026 · medium confidence
- In addition to interest, a pawnbroker can charge a service charge of at most 10 percent of the loan amount each month. Source: La. R.S. 37:1799(A) · verified Oct 8, 2026 · medium confidence
- A pawnbroker needs a separate license for each pawnshop. Source: La. R.S. 37:1785(A) · verified Oct 8, 2026 · medium confidence
Lenders in Louisiana are licensed by the Louisiana Office of Financial Institutions (OFI), Non-Depository Division. You can look up any license in its license search. See also online lenders and apps in Louisiana.
Louisiana lending statistics
Official figures, grouped by the report they come from. Older reports are the latest published for that measure.
Louisiana OFI Quarterly Report, regulated entities by division (fiscal years ending June 30, 2021 to 2026) (2026-06-30)
| Loan | Measure | Value |
|---|---|---|
| Check cashing | Licensed check cashers | 635 |
| Installment loan | Licensed lenders | 1,236 |
| Pawn loan | Licensed pawnbrokers | 136 |
Source: Louisiana OFI Quarterly Report, regulated entities by division (fiscal years ending June 30, 2021 to 2026) · verified Oct 8, 2026
Questions people ask
How many installment lenders are in Louisiana?
We list 903 installment lenders and 136 pawn shops in Louisiana, in 106 cities.
Which Louisiana cities have the most lenders?
Baton Rouge (76), Lafayette (48), Shreveport (46), Lake Charles (34) and Houma (33).
How much can lenders charge in Louisiana?
The fee on a deferred presentment transaction or small loan can be at most 16.75 percent of the check's face amount (La. R.S. 9:3578.4(A)(1)). More limits are listed under the state rules on this page.
How do I check a lender's license in Louisiana?
Lenders in Louisiana are licensed by the Louisiana Office of Financial Institutions (OFI), Non-Depository Division. You can look up a license in its online license search, or use NMLS Consumer Access for lenders licensed through NMLS.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.
- Louisiana Office of Financial Institutions licensee tables (licensed lenders, pawnbrokers) · 1,033 locations Last verified Oct 15, 2026
- World Finance locations (LA) · 43 locations Last verified Oct 15, 2026
- OpenStreetMap (Overpass API), LA · 36 locations Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- Republic Finance locations (LA) · 25 locations Last verified Oct 15, 2026
- OneMain Financial branches (LA) · 23 locations Last verified Oct 15, 2026
- La. R.S. 9:3578.3(3)(c), La. R.S. 9:3578.3(3)(b), La. R.S. 9:3578.3(7) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- La. R.S. 9:3578.4(A)(1), La. R.S. 9:3578.4(A)(2) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- La. R.S. 9:3578.4.1(C)(1)(a), La. R.S. 9:3578.4.1(A)(1) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- La. R.S. 37:1801(D) · Title loans Last verified Oct 8, 2026 · medium confidence
- La. R.S. 37:1791 · Pawn loans Last verified Oct 8, 2026 · medium confidence
- La. R.S. 37:1799(A) · Pawn loans Last verified Oct 8, 2026 · medium confidence
- La. R.S. 37:1785(A) · Pawn loans Last verified Oct 8, 2026 · medium confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.