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Lincoln Parish, Louisiana (LA)

Installment Loans & Pawn Shops in Ruston, LA

14 lenders in Ruston, LA · 3 list hours · 14 verified in the last 30 days · + 5 reported, not yet verified

Looking for an installment loan or a pawn shop near you in Ruston, Louisiana? We list 14 lender locations in Ruston with addresses, phone numbers, opening hours and, where Louisiana publishes it, license status. Last checked October 8, 2026.

Open now or opening soon

With hours & phone

Other licensed lenders in Ruston

11 without listed hours yet

Other lenders reported in Ruston

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.

Ruston lenders at a glance

Ruston, in Lincoln Parish (population 22,330), has 14 lender locations in our directory: 13 installment lenders and 1 pawn shop, all in ZIP code 71270. The chains with the most stores here are Advance America (1), OneMain Financial (1) and Republic Finance (1). Of the 3 stores that publish hours, 0 open on Saturday and 0 on Sunday. The nearest other city with lenders is Jonesboro, about 21 miles away, with 3 locations.

Stores by loan type
Installment loans 13
Pawn shops 1
County
Lincoln Parish
ZIP code
71270
Hours (3 stores list them)
Closed on weekends

Typical cost in Louisiana

  • A pawnbroker can charge interest of at most 10 percent per month on pawn transactions. Source: La. R.S. 37:1791 · medium confidence

Rules for lenders in Ruston

Ruston has no local payday or title loan ordinance in our records, so Louisiana state law applies.

  • The amount paid to the borrower in a deferred presentment transaction (payday loan) cannot exceed $700 in the 2023 statute text; OFI adjusts the cap each year with the consumer price index. Source: La. R.S. 9:3578.3(3)(c) · verified Oct 8, 2026 · medium confidence
  • A licensee can hold the check for at most 30 days before negotiating or presenting it. Source: La. R.S. 9:3578.3(3)(b) · verified Oct 8, 2026 · medium confidence
  • The fee on a deferred presentment transaction or small loan can be at most 16.75 percent of the check's face amount. Source: La. R.S. 9:3578.4(A)(1) · verified Oct 8, 2026 · medium confidence
  • If the loan is unpaid at maturity, the licensee can charge 36 percent a year for up to a year, then at most 18 percent a year. Source: La. R.S. 9:3578.4(A)(2) · verified Oct 8, 2026 · medium confidence

All rules: Louisiana lending rules.

Questions people ask

How many installment lenders are in Ruston, LA?

We list 13 installment lenders and 1 pawn shop in Ruston, checked against their sources as of October 8, 2026.

Which lenders have the most stores in Ruston?

Advance America (1 store), OneMain Financial (1 store) and Republic Finance (1 store).

Are any lenders in Ruston open on weekends?

Of the 3 stores that publish hours, 0 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Louisiana Office of Financial Institutions licensee tables (licensed lenders, pawnbrokers) · 14 locations Last verified Oct 15, 2026
  2. Republic Finance locations (LA) · 1 location Last verified Oct 15, 2026
  3. World Finance locations (LA) · 1 location Last verified Oct 15, 2026
  4. OneMain Financial branches (LA) · 1 location Last verified Oct 15, 2026
  5. OpenStreetMap (Overpass API), LA · 1 location Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
  6. La. R.S. 9:3578.3(3)(c), La. R.S. 9:3578.3(3)(b), La. R.S. 9:3578.3(7) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  7. La. R.S. 9:3578.4(A)(1), La. R.S. 9:3578.4(A)(2) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  8. La. R.S. 9:3578.4.1(C)(1)(a), La. R.S. 9:3578.4.1(A)(1) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  9. La. R.S. 37:1801(D) · Title loans Last verified Oct 8, 2026 · medium confidence
  10. La. R.S. 37:1791 · Pawn loans Last verified Oct 8, 2026 · medium confidence
  11. La. R.S. 37:1799(A) · Pawn loans Last verified Oct 8, 2026 · medium confidence
  12. La. R.S. 37:1785(A) · Pawn loans Last verified Oct 8, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.