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St. Mary Parish, Louisiana (LA)

Installment Loans & Pawn Shops in Morgan City, LA

15 lenders in Morgan City, LA · 2 list hours · 15 verified in the last 30 days

Looking for an installment loan or a pawn shop near you in Morgan City, Louisiana? We list 15 lender locations in Morgan City with addresses, phone numbers, opening hours and, where Louisiana publishes it, license status. Last checked October 8, 2026.

Open now or opening soon

With hours & phone

Other licensed lenders in Morgan City

13 without listed hours yet

Morgan City lenders at a glance

Morgan City, in St. Mary Parish (population 10,813), has 15 lender locations in our directory: 14 installment lenders and 1 pawn shop, all in ZIP code 70380. The chains with the most stores here are Republic Finance (1), Security Finance (1) and World Finance (1). Of the 2 stores that publish hours, 0 open on Saturday and 0 on Sunday. The nearest other city with lenders is Franklin, about 20 miles away, with 7 locations.

Stores by loan type
Installment loans 14
Pawn shops 1
County
St. Mary Parish
ZIP code
70380
Hours (2 stores list them)
Closed on weekends

Typical cost in Louisiana

  • A pawnbroker can charge interest of at most 10 percent per month on pawn transactions. Source: La. R.S. 37:1791 · medium confidence

Rules for lenders in Morgan City

Morgan City has no local payday or title loan ordinance in our records, so Louisiana state law applies.

  • The amount paid to the borrower in a deferred presentment transaction (payday loan) cannot exceed $700 in the 2023 statute text; OFI adjusts the cap each year with the consumer price index. Source: La. R.S. 9:3578.3(3)(c) · verified Oct 8, 2026 · medium confidence
  • A licensee can hold the check for at most 30 days before negotiating or presenting it. Source: La. R.S. 9:3578.3(3)(b) · verified Oct 8, 2026 · medium confidence
  • The fee on a deferred presentment transaction or small loan can be at most 16.75 percent of the check's face amount. Source: La. R.S. 9:3578.4(A)(1) · verified Oct 8, 2026 · medium confidence
  • If the loan is unpaid at maturity, the licensee can charge 36 percent a year for up to a year, then at most 18 percent a year. Source: La. R.S. 9:3578.4(A)(2) · verified Oct 8, 2026 · medium confidence

All rules: Louisiana lending rules.

Questions people ask

How many installment lenders are in Morgan City, LA?

We list 14 installment lenders and 1 pawn shop in Morgan City, checked against their sources as of October 8, 2026.

Which lenders have the most stores in Morgan City?

Republic Finance (1 store), Security Finance (1 store) and World Finance (1 store).

Are any lenders in Morgan City open on weekends?

Of the 2 stores that publish hours, 0 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Louisiana Office of Financial Institutions licensee tables (licensed lenders, pawnbrokers) · 15 locations Last verified Oct 15, 2026
  2. World Finance locations (LA) · 1 location Last verified Oct 15, 2026
  3. Republic Finance locations (LA) · 1 location Last verified Oct 15, 2026
  4. La. R.S. 9:3578.3(3)(c), La. R.S. 9:3578.3(3)(b), La. R.S. 9:3578.3(7) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  5. La. R.S. 9:3578.4(A)(1), La. R.S. 9:3578.4(A)(2) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  6. La. R.S. 9:3578.4.1(C)(1)(a), La. R.S. 9:3578.4.1(A)(1) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  7. La. R.S. 37:1801(D) · Title loans Last verified Oct 8, 2026 · medium confidence
  8. La. R.S. 37:1791 · Pawn loans Last verified Oct 8, 2026 · medium confidence
  9. La. R.S. 37:1799(A) · Pawn loans Last verified Oct 8, 2026 · medium confidence
  10. La. R.S. 37:1785(A) · Pawn loans Last verified Oct 8, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.