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Calcasieu Parish, Louisiana (LA)

Installment Loans & Pawn Shops in Lake Charles, LA

34 lenders in Lake Charles, LA · 4 list hours · 34 verified in the last 30 days · + 7 reported, not yet verified

Looking for an installment loan or a pawn shop near you in Lake Charles, Louisiana? We list 34 lender locations in Lake Charles with addresses, phone numbers, opening hours and, where Louisiana publishes it, license status. Last checked October 8, 2026.

Open now or opening soon

With hours & phone

Other licensed lenders in Lake Charles

30 without listed hours yet

Other lenders reported in Lake Charles

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.

Lake Charles lenders at a glance

Lake Charles, in Calcasieu Parish (population 81,157), has 34 lender locations in our directory: 27 installment lenders and 7 pawn shops, across 3 ZIP codes. The chains with the most stores here are Advance America (1), Cash America Pawn (1) and Mariner Finance (1). Of the 4 stores that publish hours, 0 open on Saturday and 0 on Sunday. The nearest other city with lenders is Sulphur, about 9 miles away, with 14 locations.

Stores by loan type
Installment loans 27
Pawn shops 7
County
Calcasieu Parish
ZIP codes with stores
70601, 70605, 70607
Hours (4 stores list them)
Closed on weekends

Typical cost in Louisiana

  • A pawnbroker can charge interest of at most 10 percent per month on pawn transactions. Source: La. R.S. 37:1791 · medium confidence

Rules for lenders in Lake Charles

Lake Charles has no local payday or title loan ordinance in our records, so Louisiana state law applies.

  • The amount paid to the borrower in a deferred presentment transaction (payday loan) cannot exceed $700 in the 2023 statute text; OFI adjusts the cap each year with the consumer price index. Source: La. R.S. 9:3578.3(3)(c) · verified Oct 8, 2026 · medium confidence
  • A licensee can hold the check for at most 30 days before negotiating or presenting it. Source: La. R.S. 9:3578.3(3)(b) · verified Oct 8, 2026 · medium confidence
  • The fee on a deferred presentment transaction or small loan can be at most 16.75 percent of the check's face amount. Source: La. R.S. 9:3578.4(A)(1) · verified Oct 8, 2026 · medium confidence
  • If the loan is unpaid at maturity, the licensee can charge 36 percent a year for up to a year, then at most 18 percent a year. Source: La. R.S. 9:3578.4(A)(2) · verified Oct 8, 2026 · medium confidence

All rules: Louisiana lending rules.

Questions people ask

How many installment lenders are in Lake Charles, LA?

We list 27 installment lenders and 7 pawn shops in Lake Charles, checked against their sources as of October 8, 2026.

Which lenders have the most stores in Lake Charles?

Advance America (1 store), Cash America Pawn (1 store) and Mariner Finance (1 store).

Are any lenders in Lake Charles open on weekends?

Of the 4 stores that publish hours, 0 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Louisiana Office of Financial Institutions licensee tables (licensed lenders, pawnbrokers) · 34 locations Last verified Oct 15, 2026
  2. OpenStreetMap (Overpass API), LA · 2 locations Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
  3. World Finance locations (LA) · 1 location Last verified Oct 15, 2026
  4. Republic Finance locations (LA) · 1 location Last verified Oct 15, 2026
  5. OneMain Financial branches (LA) · 1 location Last verified Oct 15, 2026
  6. La. R.S. 9:3578.3(3)(c), La. R.S. 9:3578.3(3)(b), La. R.S. 9:3578.3(7) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  7. La. R.S. 9:3578.4(A)(1), La. R.S. 9:3578.4(A)(2) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  8. La. R.S. 9:3578.4.1(C)(1)(a), La. R.S. 9:3578.4.1(A)(1) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  9. La. R.S. 37:1801(D) · Title loans Last verified Oct 8, 2026 · medium confidence
  10. La. R.S. 37:1791 · Pawn loans Last verified Oct 8, 2026 · medium confidence
  11. La. R.S. 37:1799(A) · Pawn loans Last verified Oct 8, 2026 · medium confidence
  12. La. R.S. 37:1785(A) · Pawn loans Last verified Oct 8, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.