Georgia (GA) lender directory

Title Loans in Georgia

Looking for a title loan near you in Georgia? Pick your city below. We list 170 stores in 100 Georgia cities, built from lenders' own store pages. Data last checked October 9, 2026.

Read our guide: Title Loans: How They Work, What They Cost, and the Risks

Payday loans in Georgia: banned →

Title loans by city

Top cities

All 100 cities A–Z

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K

Kennesaw 1
Kingsland 1

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M

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Union City 1

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Title loans in Georgia: the rules

Rules marked "medium confidence" were checked against a published copy of the statute because the official site was unavailable to us. Confirm them with the official text before relying on them.

Georgia title loans are pawn transactions on a vehicle title: interest and charges are at most 25 percent of the principal per 30 days for the first 90 days, then 12.5 percent. Source: O.C.G.A. § 44-12-131(a)(4) · verified Oct 9, 2026 · medium confidence
A title pawnbroker cannot lease the vehicle back to the borrower during the pawn transaction; the borrower keeps the vehicle but the lender holds the title. Source: O.C.G.A. § 44-12-131(a)(2) · verified Oct 9, 2026 · medium confidence

Lenders in Georgia are licensed by the Georgia Department of Banking and Finance (DBF). See also online lenders and apps in Georgia.

Questions people ask

Are payday loans legal in Georgia?

No. Payday lending is illegal in Georgia: it is unlawful to make, offer or arrange loans of $3,000 or less unless the lender operates under an exempt law (bank, credit union, Georgia Installment Loan Act, pawn, and similar). Advances disguised as check cashing, sales or agency arrangements are covered (O.C.G.A. § 16-17-2(a)-(b)).

How many title loan stores are in Georgia?

We list 170 title loan stores in Georgia, in 100 cities.

Which Georgia cities have the most title loan stores?

Atlanta (9), Columbus (6), Decatur (6), Marietta (6) and Augusta (5).

How much can lenders charge in Georgia?

Georgia title loans are pawn transactions on a vehicle title: interest and charges are at most 25 percent of the principal per 30 days for the first 90 days, then 12.5 percent (O.C.G.A. § 44-12-131(a)(4)). More limits are listed under the state rules on this page.

How do I check a lender's license in Georgia?

Lenders in Georgia are licensed by the Georgia Department of Banking and Finance (DBF). Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

TitleMax store locator (GA) · 170 locations Last verified Oct 15, 2026
O.C.G.A. § 7-4-18(a) · General rules Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 7-4-2(a)(1)(A), O.C.G.A. § 7-4-2(a)(2) · General rules Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 16-17-2(a)-(b), O.C.G.A. § 16-17-2(d) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 16-17-1(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 44-12-131(a)(4), O.C.G.A. § 44-12-131(a)(2), O.C.G.A. § 44-12-131(a)(1), O.C.G.A. § 44-12-131(a)(4)(A), O.C.G.A. § 44-12-131(a)(4)(B) · Title loans, Pawn loans Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 7-3-4(a)-(b) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 7-3-14 · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.