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Houston County, Georgia (GA)

Title Loans in Warner Robins, GA

2 lenders in Warner Robins, GA · 2 list hours · 2 open Saturday · 2 verified in the last 30 days

Looking for a title loan near you in Warner Robins, Georgia? We list 2 title loan stores in Warner Robins with addresses, phone numbers, opening hours and, where Georgia publishes it, license status. Last checked October 9, 2026.

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Warner Robins lenders at a glance

Warner Robins, in Houston County (population 86,199), has 2 lender locations in our directory: 2 title loan stores and 2 installment lenders (some stores offer more than one type), across 2 ZIP codes. The chains with the most stores here are OneMain Financial (2) and TitleMax (2). Of the 4 stores that publish hours, 2 open on Saturday and 0 on Sunday. The nearest other city with lenders is Centerville, about 3 miles away, with 1 location.

Stores by loan type
Title loans 2
Installment loans 2
County
Houston County
ZIP codes with stores
31088, 31093
Hours (4 stores list them)
Open Saturday: 2
Open until 7 pm or later on weekdays: 2

Typical cost in Georgia

  • Georgia title loans are pawn transactions on a vehicle title: interest and charges are at most 25 percent of the principal per 30 days for the first 90 days, then 12.5 percent. Source: O.C.G.A. § 44-12-131(a)(4) · medium confidence

Rules for lenders in Warner Robins

Warner Robins has no local payday or title loan ordinance in our records, so Georgia state law applies.

  • Payday lending is illegal in Georgia: it is unlawful to make, offer or arrange loans of $3,000 or less unless the lender operates under an exempt law (bank, credit union, Georgia Installment Loan Act, pawn, and similar). Advances disguised as check cashing, sales or agency arrangements are covered. Source: O.C.G.A. § 16-17-2(a)-(b) · verified Oct 9, 2026 · medium confidence
  • Making an unlawful payday loan is a misdemeanor of a high and aggravated nature (up to one year in jail or a fine up to $5,000, or both), and each loan is a separate violation. Source: O.C.G.A. § 16-17-2(d) · verified Oct 9, 2026 · medium confidence
  • In Georgia payday lending covers all transactions in which funds are advanced to be repaid at a later date, whatever other elements the transaction contains. Source: O.C.G.A. § 16-17-1(a) · verified Oct 9, 2026 · medium confidence

All rules: Georgia lending rules.

Questions people ask

How many title loan stores are in Warner Robins, GA?

We list 2 title loan stores and 2 installment lenders in Warner Robins, checked against their sources as of October 9, 2026.

Are payday loans legal in Georgia?

No. Payday lending is illegal in Georgia: it is unlawful to make, offer or arrange loans of $3,000 or less unless the lender operates under an exempt law (bank, credit union, Georgia Installment Loan Act, pawn, and similar). Advances disguised as check cashing, sales or agency arrangements are covered (O.C.G.A. § 16-17-2(a)-(b)).

Which lenders have the most stores in Warner Robins?

OneMain Financial (2 stores) and TitleMax (2 stores).

Are any lenders in Warner Robins open on weekends?

Of the 4 stores that publish hours, 2 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. TitleMax store locator (GA) · 2 locations Last verified Oct 15, 2026
  2. O.C.G.A. § 7-4-18(a) · General rules Last verified Oct 9, 2026 · medium confidence
  3. O.C.G.A. § 7-4-2(a)(1)(A), O.C.G.A. § 7-4-2(a)(2) · General rules Last verified Oct 9, 2026 · medium confidence
  4. O.C.G.A. § 16-17-2(a)-(b), O.C.G.A. § 16-17-2(d) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  5. O.C.G.A. § 16-17-1(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  6. O.C.G.A. § 44-12-131(a)(4), O.C.G.A. § 44-12-131(a)(2), O.C.G.A. § 44-12-131(a)(1), O.C.G.A. § 44-12-131(a)(4)(A), O.C.G.A. § 44-12-131(a)(4)(B) · Title loans, Pawn loans Last verified Oct 9, 2026 · medium confidence
  7. O.C.G.A. § 7-3-4(a)-(b) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
  8. O.C.G.A. § 7-3-14 · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.