Georgia (GA) lender directory

Installment Loans in Georgia

Looking for an installment loan near you in Georgia? Pick your city below. We list 185 stores in 112 Georgia cities, built from lenders' own store pages. Data last checked October 9, 2026.

Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer

Payday loans in Georgia: banned →

Installment loans by city

Top cities

All 112 cities A–Z

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B

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D

E

F

G

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J

K

Kingsland 1

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M

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Nashville 1
Newnan 3

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Union City 1

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W

Installment loans in Georgia: the rules

Rules marked "medium confidence" were checked against a published copy of the statute because the official site was unavailable to us. Confirm them with the official text before relying on them.

Making installment loans of $3,000 or less requires a license under the Georgia Installment Loan Act unless the lender is exempt (banks, credit unions, pawnbrokers and others). Source: O.C.G.A. § 7-3-4(a)-(b) · verified Oct 9, 2026 · medium confidence
A borrower may prepay an installment loan at any time and, if paying in full early, gets a refund of unearned interest. Source: O.C.G.A. § 7-3-14 · verified Oct 9, 2026 · medium confidence

Lenders in Georgia are licensed by the Georgia Department of Banking and Finance (DBF). See also online lenders and apps in Georgia.

Questions people ask

Are payday loans legal in Georgia?

No. Payday lending is illegal in Georgia: it is unlawful to make, offer or arrange loans of $3,000 or less unless the lender operates under an exempt law (bank, credit union, Georgia Installment Loan Act, pawn, and similar). Advances disguised as check cashing, sales or agency arrangements are covered (O.C.G.A. § 16-17-2(a)-(b)).

How many installment lenders are in Georgia?

We list 185 installment lenders in Georgia, in 112 cities.

Which Georgia cities have the most installment lenders?

Columbus (7), Augusta (5), Albany (4), Athens (4) and Dublin (4).

How do I check a lender's license in Georgia?

Lenders in Georgia are licensed by the Georgia Department of Banking and Finance (DBF). Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

World Finance locations (GA) · 107 locations Last verified Oct 15, 2026
OneMain Financial branches (GA) · 50 locations Last verified Oct 15, 2026
Republic Finance locations (GA) · 28 locations Last verified Oct 15, 2026
O.C.G.A. § 7-4-18(a) · General rules Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 7-4-2(a)(1)(A), O.C.G.A. § 7-4-2(a)(2) · General rules Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 16-17-2(a)-(b), O.C.G.A. § 16-17-2(d) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 16-17-1(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 44-12-131(a)(4), O.C.G.A. § 44-12-131(a)(2), O.C.G.A. § 44-12-131(a)(1), O.C.G.A. § 44-12-131(a)(4)(A), O.C.G.A. § 44-12-131(a)(4)(B) · Title loans, Pawn loans Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 7-3-4(a)-(b) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 7-3-14 · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.