Georgia (GA) lender directory

Pawn Shops in Georgia

Looking for a pawn shop near you in Georgia? Pick your city below. We list 3 stores in 2 Georgia cities, built from lenders' own store pages. Data last checked October 9, 2026.

Payday loans in Georgia: banned →

Pawn shops by city

Atlanta 2
Lawrenceville 1

Pawn shops in Georgia: the rules

Rules marked "medium confidence" were checked against a published copy of the statute because the official site was unavailable to us. Confirm them with the official text before relying on them.

A pawn transaction runs for 30 days and can be extended for additional 30-day periods. Source: O.C.G.A. § 44-12-131(a)(1) · verified Oct 9, 2026 · medium confidence
During the first 90 days a pawnbroker can charge interest and pawnshop charges of at most 25 percent of the principal for each 30-day period (minimum charge up to $10). Source: O.C.G.A. § 44-12-131(a)(4)(A) · verified Oct 9, 2026 · medium confidence
After 90 days the charge drops to at most 12.5 percent of the principal for each 30-day period (minimum charge up to $5). Source: O.C.G.A. § 44-12-131(a)(4)(B) · verified Oct 9, 2026 · medium confidence

Lenders in Georgia are licensed by the Georgia Department of Banking and Finance (DBF). See also online lenders and apps in Georgia.

Questions people ask

Are payday loans legal in Georgia?

No. Payday lending is illegal in Georgia: it is unlawful to make, offer or arrange loans of $3,000 or less unless the lender operates under an exempt law (bank, credit union, Georgia Installment Loan Act, pawn, and similar). Advances disguised as check cashing, sales or agency arrangements are covered (O.C.G.A. § 16-17-2(a)-(b)).

How many pawn shops are in Georgia?

We list 3 pawn shops in Georgia, in 2 cities.

Which Georgia cities have the most pawn shops?

Atlanta (2) and Lawrenceville (1).

How much can lenders charge in Georgia?

During the first 90 days a pawnbroker can charge interest and pawnshop charges of at most 25 percent of the principal for each 30-day period (minimum charge up to $10) (O.C.G.A. § 44-12-131(a)(4)(A)). More limits are listed under the state rules on this page.

How do I check a lender's license in Georgia?

Lenders in Georgia are licensed by the Georgia Department of Banking and Finance (DBF). Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

EZPAWN store locator (GA) · 3 locations Last verified Oct 15, 2026
O.C.G.A. § 7-4-18(a) · General rules Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 7-4-2(a)(1)(A), O.C.G.A. § 7-4-2(a)(2) · General rules Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 16-17-2(a)-(b), O.C.G.A. § 16-17-2(d) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 16-17-1(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 44-12-131(a)(4), O.C.G.A. § 44-12-131(a)(2), O.C.G.A. § 44-12-131(a)(1), O.C.G.A. § 44-12-131(a)(4)(A), O.C.G.A. § 44-12-131(a)(4)(B) · Title loans, Pawn loans Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 7-3-4(a)-(b) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
O.C.G.A. § 7-3-14 · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.