Harrison County, Texas (TX)
Payday & Title Loans in Waskom, TX
1 lender in Waskom, TX · 1 verified in the last 30 days
Looking for a payday or title loan near you in Waskom, Texas? We list 1 lender location in Waskom with its address, phone number, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.
All locations
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LoanStar Title Loans
600 N I-20 E 3.1 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
Waskom lenders at a glance
Waskom, in Harrison County (population 1,942), has 1 lender location in our directory: 1 payday loan store and 1 title loan store (some stores offer more than one type), all in ZIP code 75692. The chain with the most stores here is LoanStar Title Loans (1). The nearest other city with lenders is Marshall, about 17 miles away, with 8 locations.
- Stores by loan type
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Payday loans 1
Title loans 1
- County
- Harrison County
- ZIP code
- 75692
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average fee per $100 borrowed (installment payday): $163.09 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Waskom
Waskom has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many payday loan stores are in Waskom, TX?
We list 1 payday loan store and 1 title loan store in Waskom, checked against their sources as of October 7, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Waskom?
LoanStar Title Loans (1 store).
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 1 location Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.