Kaufman County, Texas (TX)
Payday & Title Loans in Terrell, TX
7 lenders in Terrell, TX · 3 list hours · 2 open Saturday · 1 open Sunday · 7 verified in the last 30 days · + 9 reported, not yet verified
Looking for a payday or title loan near you in Terrell, Texas? We list 7 lender locations in Terrell with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 8, 2026.
All locations
Open now or opening soon
With hours & phone
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Cash Store
1884 W Moore Ave 0.9 mi from downtown
Source: Cash Store location page · verified Oct 7, 2026
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EZPAWN
802 W. Moore Ave. 1.1 mi from downtown
Source: EZPAWN store page, Texas OCCC license records · verified Oct 7, 2026
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OneMain Financial
111 State Highway 205 2.7 mi from downtown
Source: OneMain branch page, Texas OCCC license records · verified Oct 8, 2026
Other licensed lenders in Terrell
4 without listed hours yet
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Boss Pawn
404 W Moore Ave 2.7 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Check N Title Loans
808 W Moore Ave, Ste D 2.7 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Premier Plus Pawn
813 W. Moore Ave 2.7 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Texas Car Title & Payday Loan Services
605-A W Moore Ave 2.7 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
License status is as shown in the Texas Office of Consumer Credit Commissioner (OCCC)'s public records. A status other than "Active" can also mean the license moved to another system (such as NMLS) or is held under another name.
Other lenders reported in Terrell
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Action Finance Inc Not yet verified 811 W Moore Ave, Ste D
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Atlas Credit Not yet verified 311 E Moore Ave
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Cliff's Finance #29 Not yet verified 1442-A W. Moore Ave.
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Heights Finance Not yet verified 1446 W. Moore Street, Ste 202
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Justice Finance Company (inc) Not yet verified 209 1/2 East Moore Ave
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Security Finance Not yet verified 1436 W Moore Ave
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Toledo Finance Corporation Not yet verified 120 East Moore Avenue
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Western Finance Not yet verified 357 S Virginia St
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World Finance Not yet verified 101 B Sage St
Listed in the Texas OCCC licensee search (seen Oct 15, 2026) with a license marked as transitioned to NMLS. Not yet matched to a current store list.
Terrell lenders at a glance
Terrell, in Kaufman County (population 22,977), has 7 lender locations in our directory: 3 payday loan stores, 3 title loan stores, 3 pawn shops and 1 installment lender (some stores offer more than one type), all in ZIP code 75160. The chains with the most stores here are Cash Store (1), EZPAWN (1) and OneMain Financial (1). Of the 3 stores that publish hours, 2 open on Saturday and 1 on Sunday. The nearest other city with lenders is Forney, about 9 miles away, with 1 location.
- Stores by loan type
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Payday loans 3
Title loans 3
Installment loans 1
Pawn shops 3 - County
- Kaufman County
- ZIP code
- 75160
- Hours (3 stores list them)
- Open Saturday: 2
Open Sunday: 1
Open until 7 pm or later on weekdays: 1
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Terrell
Terrell has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many payday loan stores are in Terrell, TX?
We list 3 payday loan stores, 3 title loan stores, 3 pawn shops and 1 installment lender in Terrell, checked against their sources as of October 8, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Terrell?
Cash Store (1 store), EZPAWN (1 store) and OneMain Financial (1 store).
Are any lenders in Terrell open on weekends?
Of the 3 stores that publish hours, 2 open on Saturday and 1 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 6 locations Last verified Oct 15, 2026
- Cash Store locations · 1 location Last verified Oct 15, 2026
- EZPAWN store locator · 1 location Last verified Oct 15, 2026
- OneMain Financial branches · 1 location Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.