Nolan County, Texas (TX)
Payday Loans in Sweetwater, TX
1 lender in Sweetwater, TX · 1 verified in the last 30 days
Looking for a payday loan near you in Sweetwater, Texas? We list 1 payday loan store in Sweetwater with its address, phone number, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.
Payday loans
Open now or opening soon
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Texas Car Title & Payday Loan Services
1010 Lamar Street 0.8 mi from downtown
Source: Texas OCCC license records, OpenStreetMap · verified Oct 7, 2026
Sweetwater lenders at a glance
Sweetwater, in Nolan County (population 10,196), has 1 lender location in our directory: 1 payday loan store, 1 title loan store and 1 pawn shop (some stores offer more than one type), all in ZIP code 79556. The chain with the most stores here is Texas Car Title & Payday Loan Services (1). The nearest other city with lenders is Abilene, about 39 miles away, with 22 locations.
- Stores by loan type
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Payday loans 1
Title loans 1
Pawn shops 1 - County
- Nolan County
- ZIP code
- 79556
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Sweetwater
Sweetwater has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many payday loan stores are in Sweetwater, TX?
We list 1 payday loan store, 1 title loan store and 1 pawn shop in Sweetwater, checked against their sources as of October 7, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Sweetwater?
Texas Car Title & Payday Loan Services (1 store).
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 1 location Last verified Oct 15, 2026
- OpenStreetMap (Overpass API) · 1 location Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.