Cameron County, Texas (TX)
Payday & Title Loans in San Benito, TX
7 lenders in San Benito, TX · 3 list hours · 3 open Saturday · 1 open Sunday · 7 verified in the last 30 days · + 12 reported, not yet verified
Looking for a payday or title loan near you in San Benito, Texas? We list 7 lender locations in San Benito with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.
All locations
Open now or opening soon
With hours & phone
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Check 'n Go
893 S. Sam Houston, Ste B 0.4 mi from downtown
Source: Check 'n Go location page · verified Oct 7, 2026
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EZPAWN
100 S. Sam Houston 0.7 mi from downtown
Source: EZPAWN store page, Texas OCCC license records · verified Oct 7, 2026
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TitleMax
753 Biddle Street 1.2 mi from downtown
Source: TitleMax store page, Texas OCCC license records · verified Oct 7, 2026
Other licensed lenders in San Benito
4 without listed hours yet
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ACE Cash Express
795 W Hwy 77 1.3 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Cash America Pawn
2380 W Frontage Rd Us 77/83 1.3 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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LoanStar Title Loans
29822-A State Hwy 100 1.3 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Speedy Cash
695 S Sam Houston 1.3 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
Other lenders reported in San Benito
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Action Credit LLC Not yet verified 160 W Expressway 77/83
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Amigo Loan Lp Not yet verified 295 W Hwy 77, Ste A
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Cash America Pawn Not yet verified 2380 West Expressway 83
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Gold Star Finance Inc Not yet verified 255 N Sam Houston
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Parra Loan Company (inc) Not yet verified 172 S Sam Houston
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Regional Finance Not yet verified 160 W Expressway 83, Ste G
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Security Finance Not yet verified 160 S Sam Houston St
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Sun Loan Company Not yet verified 1220 W Business Hwy 77, Ste C
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Texan Credit Corporation Not yet verified 308 N Sam Houston
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Toledo Finance Corporation Not yet verified 164 S Sam Houston Blvd
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Western Shamrock / Check Exchange Not yet verified 259 N Sam Houston Blvd
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World Finance Not yet verified 160 W Expressway 83, Ste E
Listed in the Texas OCCC licensee search (seen Oct 15, 2026) with a license marked as transitioned to NMLS. Not yet matched to a current store list.
Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.
San Benito lenders at a glance
San Benito, in Cameron County (population 24,712), has 7 lender locations in our directory: 4 payday loan stores, 4 title loan stores, 2 pawn shops and 1 installment lender (some stores offer more than one type), all in ZIP code 78586. The chains with the most stores here are ACE Cash Express (1), Cash America Pawn (1) and Check 'n Go (1). Of the 3 stores that publish hours, 3 open on Saturday and 1 on Sunday. The nearest other city with lenders is Harlingen, about 5 miles away, with 24 locations.
- Stores by loan type
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Payday loans 4
Title loans 4
Installment loans 1
Pawn shops 2 - County
- Cameron County
- ZIP code
- 78586
- Hours (3 stores list them)
- Open Saturday: 3
Open Sunday: 1
Open until 7 pm or later on weekdays: 2
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in San Benito
San Benito has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many payday loan stores are in San Benito, TX?
We list 4 payday loan stores, 4 title loan stores, 2 pawn shops and 1 installment lender in San Benito, checked against their sources as of October 7, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in San Benito?
ACE Cash Express (1 store), Cash America Pawn (1 store) and Check 'n Go (1 store).
Are any lenders in San Benito open on weekends?
Of the 3 stores that publish hours, 3 open on Saturday and 1 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 6 locations Last verified Oct 15, 2026
- Check 'n Go locations · 1 location Last verified Oct 15, 2026
- EZPAWN store locator · 1 location Last verified Oct 15, 2026
- TitleMax store locator · 1 location Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.