Ector County, Texas (TX)
Pawn Shops in Odessa, TX
10 lenders in Odessa, TX · 2 list hours · 2 open Saturday · 2 open Sunday · 10 verified in the last 30 days · + 1 reported, not yet verified
Looking for a pawn shop near you in Odessa, Texas? We list 10 pawn shops in Odessa with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 8, 2026.
Pawn shops
Open now or opening soon
With hours & phone
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EZPAWN
917 N. Grandview Ave. 1.3 mi from downtown
Source: EZPAWN store page, Texas OCCC license records · verified Oct 7, 2026
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EZPAWN
1345 W. University Blvd. 3.3 mi from downtown
Source: EZPAWN store page, Texas OCCC license records · verified Oct 7, 2026
Other licensed lenders in Odessa
8 without listed hours yet
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Cash America Pawn
1012 N Grant Ave 1.7 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Permian Pawn Shop
1229 E 8th St 1.7 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Cash America Pawn
2819 Andrews Hwy 3.2 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Permian Pawn Shop
2816 Andrews Hwy 3.2 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Wildhorn Services, Llc
5329 Andrews Highway 3.2 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Big Tex Pawn Llc
2323 N County Rd W 7.9 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Cash America Pawn
1000 County Rd West 7.9 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Cash America Pawn
2227 N County Rd W 7.9 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
Other lenders reported in Odessa
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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H&W Pawn Shop LLC Not yet verified 1606 East 8th Street
Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.
Odessa lenders at a glance
Odessa, in Ector County (population 119,748), has 10 lender locations in our directory: 10 pawn shops, 9 title loan stores, 7 payday loan stores and 2 installment lenders (some stores offer more than one type), across 4 ZIP codes. The chains with the most stores here are Cash America Pawn (4), EZPAWN (2) and LoanStar Title Loans (2). Of the 7 stores that publish hours, 5 open on Saturday and 2 on Sunday. The nearest other city with lenders is Midland, about 17 miles away, with 11 locations.
- Stores by loan type
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Payday loans 7
Title loans 9
Installment loans 2
Pawn shops 10 - County
- Ector County
- ZIP codes with stores
- 79761, 79762, 79763, 79764
- Hours (7 stores list them)
- Open Saturday: 5
Open Sunday: 2
Open until 7 pm or later on weekdays: 4
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Odessa
Odessa has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many pawn shops are in Odessa, TX?
We list 10 pawn shops, 9 title loan stores, 7 payday loan stores and 2 installment lenders in Odessa, checked against their sources as of October 8, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Odessa?
Cash America Pawn (4 stores), EZPAWN (2 stores) and LoanStar Title Loans (2 stores).
Are any lenders in Odessa open on weekends?
Of the 7 stores that publish hours, 5 open on Saturday and 2 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 10 locations Last verified Oct 15, 2026
- EZPAWN store locator · 2 locations Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.