Jefferson County, Texas (TX)
Payday & Title Loans in Nederland, TX
6 lenders in Nederland, TX · 2 list hours · 1 open Saturday · 6 verified in the last 30 days · + 1 reported, not yet verified
Looking for a payday or title loan near you in Nederland, Texas? We list 6 lender locations in Nederland with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 8, 2026.
All locations
Open now or opening soon
With hours & phone
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OneMain Financial
1515 S Highway 69 1.5 mi from downtown
Source: OneMain branch page, Texas OCCC license records · verified Oct 8, 2026
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TitleMax
3626 FM 365 1.6 mi from downtown
Source: TitleMax store page, Texas OCCC license records, OpenStreetMap · verified Oct 7, 2026
Other licensed lenders in Nederland
4 without listed hours yet
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ACE Cash Express
3614 Hwy 365 1.5 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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LoanStar Title Loans
2924 Highway 365 1.5 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Lone Star Pawn
2409 Nederland 1.5 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Triangle Pawn & Jewelry
3104 Hwy 365 1.5 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
License status is as shown in the Texas Office of Consumer Credit Commissioner (OCCC)'s public records. A status other than "Active" can also mean the license moved to another system (such as NMLS) or is held under another name.
Other lenders reported in Nederland
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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ACE Cash Express Not yet verified
Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.
Nederland lenders at a glance
Nederland, in Jefferson County (population 18,168), has 6 lender locations in our directory: 3 title loan stores, 2 payday loan stores, 2 pawn shops and 1 installment lender (some stores offer more than one type), all in ZIP code 77627. The chains with the most stores here are ACE Cash Express (1), LoanStar Title Loans (1) and Lone Star Pawn (1). Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is Groves, about 5 miles away, with 1 location.
- Stores by loan type
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Payday loans 2
Title loans 3
Installment loans 1
Pawn shops 2 - County
- Jefferson County
- ZIP code
- 77627
- Hours (2 stores list them)
- Open Saturday: 1
Open until 7 pm or later on weekdays: 1
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Nederland
Nederland has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many title loan stores are in Nederland, TX?
We list 3 title loan stores, 2 payday loan stores, 2 pawn shops and 1 installment lender in Nederland, checked against their sources as of October 8, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Nederland?
ACE Cash Express (1 store), LoanStar Title Loans (1 store) and Lone Star Pawn (1 store).
Are any lenders in Nederland open on weekends?
Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 6 locations Last verified Oct 15, 2026
- OneMain Financial branches · 1 location Last verified Oct 15, 2026
- TitleMax store locator · 1 location Last verified Oct 15, 2026
- OpenStreetMap (Overpass API) · 1 location Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.