Titus County, Texas (TX)
Installment Loans in Mount Pleasant, TX
1 lender in Mount Pleasant, TX · 1 lists hours · 1 verified in the last 30 days · + 12 reported, not yet verified
Looking for an installment loan near you in Mount Pleasant, Texas? We list 1 installment lender in Mount Pleasant with its address, phone number, opening hours and, where Texas publishes it, license status. Last checked October 8, 2026.
Installment loans
Open now or opening soon
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OneMain Financial
2306 S Jefferson Ave 4.1 mi from downtown
Source: OneMain branch page, Texas OCCC license records · verified Oct 8, 2026
License status is as shown in the Texas Office of Consumer Credit Commissioner (OCCC)'s public records. A status other than "Active" can also mean the license moved to another system (such as NMLS) or is held under another name.
Other lenders reported in Mount Pleasant
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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1st Franklin Financial Corporation Not yet verified 1401 S. Jefferson Avenue
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Adkins United Finance Co Inc Not yet verified 1008 N Van Buren
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City Finance Not yet verified 108 N Jefferson St
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Gold Star Finance Inc Not yet verified 403 South Madison, Ste D
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Heights Finance Not yet verified 1009 S. Jefferson Avenue, Ste 100
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Security Finance Not yet verified 115 W Arizona St
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Service Loan Company Not yet verified 312 W Ferguson Rd, Ste B
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Sun Loan Company Not yet verified 1507 S. Jefferson Ave.
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Toledo Finance Corporation Not yet verified 111 W 3rd St
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Ttilemax of Mount Pleasant Not yet verified 812 S Jefferson Ave
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Western Finance Not yet verified 311 N Jefferson
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World Finance Not yet verified 648 S Jefferson Ave
Listed in the Texas OCCC licensee search (seen Oct 15, 2026) with a license marked as transitioned to NMLS. Not yet matched to a current store list.
Mount Pleasant lenders at a glance
Mount Pleasant, in Titus County (population 16,238), has 1 lender location in our directory: 2 payday loan stores, 2 title loan stores, 2 pawn shops and 1 installment lender (some stores offer more than one type), across 2 ZIP codes. The chains with the most stores here are OneMain Financial (1) and Texas Car Title & Payday Loan Services (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Pittsburg, about 11 miles away, with 1 location.
- Stores by loan type
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Payday loans 2
Title loans 2
Installment loans 1
Pawn shops 2 - County
- Titus County
- ZIP codes with stores
- 75455, 75456
- Hours (1 store lists them)
- Closed on weekends
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Mount Pleasant
Mount Pleasant has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many payday loan stores are in Mount Pleasant, TX?
We list 2 payday loan stores, 2 title loan stores, 2 pawn shops and 1 installment lender in Mount Pleasant, checked against their sources as of October 8, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Mount Pleasant?
OneMain Financial (1 store) and Texas Car Title & Payday Loan Services (1 store).
Are any lenders in Mount Pleasant open on weekends?
The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- OneMain Financial branches · 1 location Last verified Oct 15, 2026
- Texas OCCC ALECS licensee search · 1 location Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.