CashAdvance.io

Caldwell County, Texas (TX)

Pawn Shops in Lockhart, TX

1 lender in Lockhart, TX · 1 verified in the last 30 days

Looking for a pawn shop near you in Lockhart, Texas? We list 1 pawn shop in Lockhart with its address, phone number, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.

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Lockhart lenders at a glance

Lockhart, in Caldwell County (population 17,166), has 1 lender location in our directory: 1 installment lender and 1 pawn shop (some stores offer more than one type), all in ZIP code 78644. The chains with the most stores here are Cash America Pawn (1) and World Finance (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Kyle, about 14 miles away, with 4 locations.

Stores by loan type
Installment loans 1
Pawn shops 1
County
Caldwell County
ZIP code
78644
Hours (1 store lists them)
Closed on weekends

Typical cost in Texas

Rules for lenders in Lockhart

Lockhart has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.

Questions people ask

How many installment lenders are in Lockhart, TX?

We list 1 installment lender and 1 pawn shop in Lockhart, checked against their sources as of October 7, 2026.

Are payday loans legal in Texas?

Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).

Which lenders have the most stores in Lockhart?

Cash America Pawn (1 store) and World Finance (1 store).

Are any lenders in Lockhart open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Texas OCCC ALECS licensee search · 1 location Last verified Oct 15, 2026
  2. OpenStreetMap (Overpass API) · 1 location Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
  3. OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
  4. Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.