Lampasas County, Texas (TX)
Installment Loans & Pawn Shops in Lampasas, TX
2 lenders in Lampasas, TX · 1 lists hours · 2 verified in the last 30 days · + 2 reported, not yet verified
Looking for an installment loan or a pawn shop near you in Lampasas, Texas? We list 2 lender locations in Lampasas with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.
All locations
Open now or opening soon
With hours & phone
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World Finance
1010 E 4th St. 0.7 mi from downtown
Source: World Finance branch page, Texas OCCC license records · verified Oct 7, 2026
Other licensed lenders in Lampasas
1 without listed hours yet
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Hoffy's Pawn and Guns Llc
401 N Key 5.3 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
License status is as shown in the Texas Office of Consumer Credit Commissioner (OCCC)'s public records. A status other than "Active" can also mean the license moved to another system (such as NMLS) or is held under another name.
Other lenders reported in Lampasas
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Lone Star Ag Credit Not yet verified 413 South Western Avenue
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Security Finance Not yet verified 301 Us Hwy 281
Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.
Listed in the Texas OCCC licensee search (seen Oct 15, 2026) with a license marked as transitioned to NMLS. Not yet matched to a current store list.
Lampasas lenders at a glance
Lampasas, in Lampasas County (population 7,936), has 2 lender locations in our directory: 1 installment lender and 1 pawn shop, all in ZIP code 76550. The chain with the most stores here is World Finance (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Copperas Cove, about 16 miles away, with 10 locations.
- Stores by loan type
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Installment loans 1
Pawn shops 1 - County
- Lampasas County
- ZIP code
- 76550
- Hours (1 store lists them)
- Closed on weekends
Typical cost in Texas
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
Rules for lenders in Lampasas
Lampasas has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many installment lenders are in Lampasas, TX?
We list 1 installment lender and 1 pawn shop in Lampasas, checked against their sources as of October 7, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Lampasas?
World Finance (1 store).
Are any lenders in Lampasas open on weekends?
The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 2 locations Last verified Oct 15, 2026
- World Finance locations · 1 location Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.