Kerr County, Texas (TX)
Payday & Title Loans in Kerrville, TX
3 lenders in Kerrville, TX · 1 lists hours · 3 verified in the last 30 days · + 7 reported, not yet verified
Looking for a payday or title loan near you in Kerrville, Texas? We list 3 lender locations in Kerrville with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.
All locations
Open now or opening soon
With hours & phone
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World Finance
820 Sidney Baker St 1.0 mi from downtown
Source: World Finance branch page, Texas OCCC license records · verified Oct 7, 2026
Other licensed lenders in Kerrville
2 without listed hours yet
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LoanStar Title Loans
625 Main St 2.0 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Gold Cup Pawn Shop Inc
1315 Junction Hwy 2.9 mi from downtown
Source: Texas OCCC license records, OpenStreetMap · verified Oct 7, 2026
License status is as shown in the Texas Office of Consumer Credit Commissioner (OCCC)'s public records. A status other than "Active" can also mean the license moved to another system (such as NMLS) or is held under another name.
Other lenders reported in Kerrville
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Hill Country Loans Not yet verified 428 Main Street
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Hill Country Loans Llc Not yet verified 922 Junction Hwy
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Lonestar Title Loans Not yet verified 625 Main Street
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Payment 1 Financial Llc Not yet verified 326 Francisco Lemos
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Security Finance Not yet verified 208 Cully Drive, Ste 500
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Stepstone Credit Not yet verified 1426 Sidney Baker St
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Western Shamrock / Check Exchange Not yet verified 1406 Sidney Baker St
Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.
Listed in the Texas OCCC licensee search (seen Oct 15, 2026) with a license marked as transitioned to NMLS. Not yet matched to a current store list.
Kerrville lenders at a glance
Kerrville, in Kerr County (population 25,141), has 3 lender locations in our directory: 1 payday loan store, 1 title loan store, 1 installment lender and 1 pawn shop (some stores offer more than one type), all in ZIP code 78028. The chains with the most stores here are LoanStar Title Loans (1) and World Finance (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Fredericksburg, about 22 miles away, with 1 location.
- Stores by loan type
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Payday loans 1
Title loans 1
Installment loans 1
Pawn shops 1 - County
- Kerr County
- ZIP code
- 78028
- Hours (1 store lists them)
- Closed on weekends
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Kerrville
Kerrville has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many payday loan stores are in Kerrville, TX?
We list 1 payday loan store, 1 title loan store, 1 installment lender and 1 pawn shop in Kerrville, checked against their sources as of October 7, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Kerrville?
LoanStar Title Loans (1 store) and World Finance (1 store).
Are any lenders in Kerrville open on weekends?
The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 3 locations Last verified Oct 15, 2026
- World Finance locations · 1 location Last verified Oct 15, 2026
- OpenStreetMap (Overpass API) · 1 location Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.