Pawn shop · Houston, TX
Fiesta Pawn
12726 North Freeway, Ste F, Houston, TX 77060
Contact & directions
- Address
- 12726 North Freeway, Ste F
Houston, TX 77060Source: Texas OCCC license records · verified Oct 7, 2026 - Directions
- Open in Google Maps
Opening hours
We don't have published hours for this location yet.
License
| License type | Pawnshop license |
|---|---|
| License number | 162324 |
| Status | Active |
| Licensed company | Pawn TX, Inc. |
| Doing business as | Fiesta Pawn |
| Regulator | Texas Office of Consumer Credit Commissioner (OCCC) |
Houston's payday and title loan ordinance
Houston is one of the Texas cities that limit payday and auto title loans by local ordinance (Houston Code of Ordinances ch. 28, art. XV, div. 1, §§ 28-481 to 28-504 (restrictions: § 28-502)). Under the ordinance:
- Credit access businesses must register with the city.
- A payday loan, including all fees, cannot exceed 20% of the borrower's gross monthly income.
- An auto title loan cannot exceed the lesser of 3% of gross annual income or 70% of the vehicle's retail value.
- Installment loans are limited to 4 payments, each paying down at least 25% of the principal.
- Single-payment loans can be renewed at most 3 times, and each renewal must reduce the principal by at least 25%.
Source: Texas Appleseed, city payday and auto-title ordinances · City registration page · Last verified Oct 11, 2026. Check the city's current code before relying on these limits.
Sources
Where each fact on this page comes from, and when we last checked it.
- Texas OCCC license records · Name, address, license number, open status Last verified Oct 7, 2026 · high confidence Search license no. 162324 to see the record.
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
- Texas Appleseed, city payday and auto-title ordinances · Houston payday and title loan ordinance Last verified Oct 11, 2026 · high confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
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