CashAdvance.io

Lee County, Texas (TX)

Installment Loans in Giddings, TX

1 lender in Giddings, TX · 1 lists hours · 1 verified in the last 30 days · + 1 reported, not yet verified

Looking for an installment loan near you in Giddings, Texas? We list 1 lender location in Giddings with its address, phone number, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.

Open now or opening soon

License status is as shown in the Texas Office of Consumer Credit Commissioner (OCCC)'s public records. A status other than "Active" can also mean the license moved to another system (such as NMLS) or is held under another name.

Other lenders reported in Giddings

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Listed in the Texas OCCC licensee search (seen Oct 15, 2026) with a license marked as transitioned to NMLS. Not yet matched to a current store list.

Giddings lenders at a glance

Giddings, in Lee County (population 5,324), has 1 lender location in our directory: 1 installment lender, all in ZIP code 78942. The chain with the most stores here is World Finance (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is La Grange, about 19 miles away, with 1 location.

Stores by loan type
Installment loans 1
County
Lee County
ZIP code
78942
Hours (1 store lists them)
Closed on weekends

Typical cost in Texas

  • On the first tier of a regular consumer loan (cash advance up to a $300 reference base amount, adjusted under Chapter 341), interest is capped at add-on interest of $18 per $100 per year. Source: Tex. Fin. Code § 342.201(a)(1)
  • On the second tier (above the first tier, up to a $2,500 reference base amount, adjusted under Chapter 341), add-on interest is capped at $8 per $100 per year. Source: Tex. Fin. Code § 342.201(a)(2)

Rules for lenders in Giddings

Giddings has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.

Questions people ask

How many installment lenders are in Giddings, TX?

We list 1 installment lender in Giddings, checked against their sources as of October 7, 2026.

Are payday loans legal in Texas?

Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).

Which lenders have the most stores in Giddings?

World Finance (1 store).

Are any lenders in Giddings open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. World Finance locations · 1 location Last verified Oct 15, 2026
  2. Texas OCCC ALECS licensee search · 1 location Last verified Oct 15, 2026
  3. OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
  4. Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.