Denton County, Texas (TX)

Title Loans in Flower Mound, TX

1 lender in Flower Mound, TX · 1 lists hours · 1 open Saturday · 1 verified in the last 30 days · + 2 reported, not yet verified

Looking for a title loan near you in Flower Mound, Texas? We list 1 lender location in Flower Mound with its address, phone number, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.

Open now or opening soon

TitleMax

601 Cross Timbers Rd. 4.5 mi from downtown

Title loans License: Active Hours listed

Source: TitleMax store page, Texas OCCC license records, OpenStreetMap · verified Oct 7, 2026

(972) 538-0123

Other lenders reported in Flower Mound

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Allegiance Title Company Not yet verified 3212 Long Prairie Road, Ste 100

Directions
Fidelity National Title Not yet verified 3424 Long Prairie Road, Ste 100

Directions

Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.

Flower Mound lenders at a glance

Flower Mound, in Denton County (population 79,990), has 1 lender location in our directory: 1 title loan store, all in ZIP code 75028. The chain with the most stores here is TitleMax (1). The only store here that publishes hours is open on Saturday but not on Sunday. Flower Mound has its own ordinance on payday and title lenders, on top of Texas law. The nearest other city with lenders is Grapevine, about 7 miles away, with 4 locations.

Stores by loan type: Title loans 1
County: Denton County
ZIP code: 75028
Hours (1 store lists them): Open Saturday: 1
Open until 7 pm or later on weekdays: 1

Typical cost in Texas

Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
Average fee per $100 borrowed (single-payment title): $18.90 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Average loan amount (single-payment title): $1,952 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Average fee per $100 borrowed (installment title): $112.01 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Average loan amount (installment title): $1,426 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)

Flower Mound's payday and title loan ordinance

Flower Mound is one of the Texas cities that limit payday and auto title loans by local ordinance (Unified payday/auto-title (CAB) ordinance). Under the ordinance:

Credit access businesses must register with the city.
A payday loan, including all fees, cannot exceed 20% of the borrower's gross monthly income.
An auto title loan cannot exceed the lesser of 3% of gross annual income or 70% of the vehicle's retail value.
Installment loans are limited to 4 payments, each paying down at least 25% of the principal.
Single-payment loans can be renewed at most 3 times, and each renewal must reduce the principal by at least 25%.

Source: Texas Appleseed, city payday and auto-title ordinances · Last verified Oct 7, 2026. Check the city's current code before relying on these limits.

Questions people ask

How many title loan stores are in Flower Mound, TX?

We list 1 title loan store in Flower Mound, checked against their sources as of October 7, 2026.

Are payday loans legal in Texas?

Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).

Which lenders have the most stores in Flower Mound?

TitleMax (1 store).

Are any lenders in Flower Mound open on weekends?

The only store here that publishes hours is open on Saturday but not on Sunday. Holiday hours can differ, so call ahead.

Does Flower Mound have its own payday loan rules?

Yes. Flower Mound regulates payday and title lenders by local ordinance (Unified payday/auto-title (CAB) ordinance): a payday loan, with fees, cannot exceed 20% of the borrower's gross monthly income. Texas law applies as well.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

TitleMax store locator · 1 location Last verified Oct 15, 2026
Texas OCCC ALECS licensee search · 1 location Last verified Oct 15, 2026
OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
Texas Appleseed, city payday and auto-title ordinances · Flower Mound payday and title loan ordinance Last verified Oct 7, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.

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