Hidalgo County, Texas (TX)
Pawn Shops in Edinburg, TX
7 lenders in Edinburg, TX · 1 lists hours · 1 open Saturday · 1 open Sunday · 7 verified in the last 30 days
Looking for a pawn shop near you in Edinburg, Texas? We list 7 pawn shops in Edinburg with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 8, 2026.
Pawn shops
Open now or opening soon
With hours & phone
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EZPAWN
322 S. Closner 1.5 mi from downtown
Source: EZPAWN store page, Texas OCCC license records · verified Oct 7, 2026
Other licensed lenders in Edinburg
6 without listed hours yet
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Cash America Pawn
820 W University Dr 3.2 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Cash America Pawn
902 E University Dr 3.2 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Cash America Pawn
2408 E University 8.8 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Cash America Pawn
4422 S Raul Longoria Rd 8.8 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Cash America Pawn
3501 W University Dr 12.0 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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La Piedad Pawnshop
907 W Monte Cristo 12.0 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
Edinburg lenders at a glance
Edinburg, in Hidalgo County (population 108,733), has 7 lender locations in our directory: 11 payday loan stores, 11 title loan stores, 7 pawn shops and 3 installment lenders (some stores offer more than one type), across 4 ZIP codes. The chains with the most stores here are Cash America Pawn (5), LoanStar Title Loans (2) and TitleMax (2). Of the 6 stores that publish hours, 4 open on Saturday and 1 on Sunday. The nearest other city with lenders is McAllen, about 9 miles away, with 31 locations.
- Stores by loan type
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Payday loans 11
Title loans 11
Installment loans 3
Pawn shops 7 - County
- Hidalgo County
- ZIP codes with stores
- 78539, 78541, 78542, 78589
- Hours (6 stores list them)
- Open Saturday: 4
Open Sunday: 1
Open until 7 pm or later on weekdays: 2
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Edinburg
Edinburg has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many payday loan stores are in Edinburg, TX?
We list 11 payday loan stores, 11 title loan stores, 7 pawn shops and 3 installment lenders in Edinburg, checked against their sources as of October 8, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Edinburg?
Cash America Pawn (5 stores), LoanStar Title Loans (2 stores) and TitleMax (2 stores).
Are any lenders in Edinburg open on weekends?
Of the 6 stores that publish hours, 4 open on Saturday and 1 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 7 locations Last verified Oct 15, 2026
- EZPAWN store locator · 1 location Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.