Harris County, Texas (TX)
Payday & Title Loans in Channelview, TX
4 lenders in Channelview, TX · 3 list hours · 2 open Saturday · 4 verified in the last 30 days
Looking for a payday or title loan near you in Channelview, Texas? We list 4 lender locations in Channelview with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.
All locations
Open now or opening soon
With hours & phone
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World Finance
821 Sheldon Road, 0.7 mi from downtown
Source: World Finance branch page, Texas OCCC license records · verified Oct 7, 2026
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EZPAWN
785 Sheldon Rd 0.8 mi from downtown
Source: EZPAWN store page, Texas OCCC license records, OpenStreetMap · verified Oct 7, 2026
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EZPAWN
537 Sheldon Rd. 1.0 mi from downtown
Source: EZPAWN store page, Texas OCCC license records · verified Oct 7, 2026
Other licensed lenders in Channelview
1 without listed hours yet
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Advantage Finance Llc
15201 East Freeway, Ste 114 0.3 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
License status is as shown in the Texas Office of Consumer Credit Commissioner (OCCC)'s public records. A status other than "Active" can also mean the license moved to another system (such as NMLS) or is held under another name.
Channelview lenders at a glance
Channelview, in Harris County, has 4 lender locations in our directory: 2 pawn shops, 1 payday loan store, 1 title loan store and 1 installment lender (some stores offer more than one type), all in ZIP code 77530. The chains with the most stores here are EZPAWN (2) and World Finance (1). Of the 3 stores that publish hours, 2 open on Saturday and 0 on Sunday. The nearest other city with lenders is Deer Park, about 7 miles away, with 2 locations.
- Stores by loan type
-
Payday loans 1
Title loans 1
Installment loans 1
Pawn shops 2 - County
- Harris County
- ZIP code
- 77530
- Hours (3 stores list them)
- Open Saturday: 2
Open until 7 pm or later on weekdays: 2
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Channelview
Channelview has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many pawn shops are in Channelview, TX?
We list 2 pawn shops, 1 payday loan store, 1 title loan store and 1 installment lender in Channelview, checked against their sources as of October 7, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Channelview?
EZPAWN (2 stores) and World Finance (1 store).
Are any lenders in Channelview open on weekends?
Of the 3 stores that publish hours, 2 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 4 locations Last verified Oct 15, 2026
- EZPAWN store locator · 2 locations Last verified Oct 15, 2026
- World Finance locations · 1 location Last verified Oct 15, 2026
- OpenStreetMap (Overpass API) · 1 location Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.