Fannin County, Texas (TX)
Payday & Title Loans in Bonham, TX
5 lenders in Bonham, TX · 2 list hours · 1 open Saturday · 5 verified in the last 30 days · + 3 reported, not yet verified
Looking for a payday or title loan near you in Bonham, Texas? We list 5 lender locations in Bonham with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 7, 2026.
All locations
Open now or opening soon
With hours & phone
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World Finance
1609 N. Center Street, 0.7 mi from downtown
Source: World Finance branch page, Texas OCCC license records · verified Oct 7, 2026
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CashMax
2019 N Center St. 0.9 mi from downtown
Source: CashMax store page, Texas OCCC license records · verified Oct 7, 2026
Other licensed lenders in Bonham
3 without listed hours yet
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LoanStar Title Loans
419 E Sam Rayburn Dr 1.6 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Pawn Tech Inc
2005 N Center St 1.6 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
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Whitlock's Pawn & Trading Co
509 N Main St 1.6 mi from downtown
Source: Texas OCCC license records · verified Oct 7, 2026
License status is as shown in the Texas Office of Consumer Credit Commissioner (OCCC)'s public records. A status other than "Active" can also mean the license moved to another system (such as NMLS) or is held under another name.
Other lenders reported in Bonham
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Security Finance Not yet verified 1200 State Hwy 121 North
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Texas Farm Credit Not yet verified 112 East US Highway 82
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Western Finance Not yet verified 412 N Center St
Listed in the Texas OCCC licensee search (seen Oct 15, 2026) with a license marked as transitioned to NMLS. Not yet matched to a current store list.
Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.
Bonham lenders at a glance
Bonham, in Fannin County (population 11,115), has 5 lender locations in our directory: 2 title loan stores, 2 pawn shops, 1 payday loan store and 1 installment lender (some stores offer more than one type), all in ZIP code 75418. The chains with the most stores here are CashMax (1), LoanStar Title Loans (1) and World Finance (1). Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is Sherman, about 25 miles away, with 11 locations.
- Stores by loan type
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Payday loans 1
Title loans 2
Installment loans 1
Pawn shops 2 - County
- Fannin County
- ZIP code
- 75418
- Hours (2 stores list them)
- Open Saturday: 1
Open until 7 pm or later on weekdays: 1
Typical cost in Texas
- Average APR, payday loans: 415% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, title loans: 223% Source: OCCC, 2025 Study of Consumer Loan Products
- Average APR, pawn loans: 180% Source: OCCC, 2025 Study of Consumer Loan Products
- Average fee per $100 borrowed (single-payment payday): $26.76 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
- Average loan amount (single-payment payday): $569 Source: Texas OCCC, Credit Access Business quarterly report (2026Q2)
Rules for lenders in Bonham
Bonham has no city payday or title loan ordinance in our records, so state law applies: payday and title loans are arranged by licensed credit access businesses, which must post their fees and give you the OCCC's cost disclosure before you sign. The average Texas payday loan APR is about 415%, and about 223% for auto title loans. See Texas lending rules.
Questions people ask
How many title loan stores are in Bonham, TX?
We list 2 title loan stores, 2 pawn shops, 1 payday loan store and 1 installment lender in Bonham, checked against their sources as of October 7, 2026.
Are payday loans legal in Texas?
Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).
Which lenders have the most stores in Bonham?
CashMax (1 store), LoanStar Title Loans (1 store) and World Finance (1 store).
Are any lenders in Bonham open on weekends?
Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Texas OCCC ALECS licensee search · 5 locations Last verified Oct 15, 2026
- World Finance locations · 1 location Last verified Oct 15, 2026
- CashMax Texas store map · 1 location Last verified Oct 15, 2026
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.