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Tarrant County, Texas (TX)

Pawn Shops in Bedford, TX

2 lenders in Bedford, TX · 2 verified in the last 30 days

Looking for a pawn shop near you in Bedford, Texas? We list 2 pawn shops in Bedford with addresses, phone numbers, opening hours and, where Texas publishes it, license status. Last checked October 8, 2026.

Bedford lenders at a glance

Bedford, in Tarrant County (population 48,728), has 2 lender locations in our directory: 4 title loan stores, 3 payday loan stores, 3 installment lenders and 2 pawn shops (some stores offer more than one type), across 2 ZIP codes. The chains with the most stores here are Cash America Pawn (2), ACE Cash Express (1) and CashMax (1). Of the 5 stores that publish hours, 2 open on Saturday and 0 on Sunday. Bedford has its own ordinance on payday and title lenders, on top of Texas law. The nearest other city with lenders is Hurst, about 3 miles away, with 2 locations.

County
Tarrant County
ZIP codes with stores
76021, 76022
Hours (5 stores list them)
Open Saturday: 2
Open until 7 pm or later on weekdays: 2

Typical cost in Texas

Bedford's payday and title loan ordinance

Bedford is one of the Texas cities that limit payday and auto title loans by local ordinance (Unified payday/auto-title (CAB) ordinance). Under the ordinance:

  • Credit access businesses must register with the city.
  • A payday loan, including all fees, cannot exceed 20% of the borrower's gross monthly income.
  • An auto title loan cannot exceed the lesser of 3% of gross annual income or 70% of the vehicle's retail value.
  • Installment loans are limited to 4 payments, each paying down at least 25% of the principal.
  • Single-payment loans can be renewed at most 3 times, and each renewal must reduce the principal by at least 25%.

Source: Texas Appleseed, city payday and auto-title ordinances · Last verified Oct 7, 2026. Check the city's current code before relying on these limits.

Questions people ask

How many title loan stores are in Bedford, TX?

We list 4 title loan stores, 3 payday loan stores, 3 installment lenders and 2 pawn shops in Bedford, checked against their sources as of October 8, 2026.

Are payday loans legal in Texas?

Yes. Payday lenders operate in Texas under state rules. For example: A credit services organization that arranges payday loans must hold a credit access business license for each location where it operates (Tex. Fin. Code § 393.603).

Which lenders have the most stores in Bedford?

Cash America Pawn (2 stores), ACE Cash Express (1 store) and CashMax (1 store).

Are any lenders in Bedford open on weekends?

Of the 5 stores that publish hours, 2 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Does Bedford have its own payday loan rules?

Yes. Bedford regulates payday and title lenders by local ordinance (Unified payday/auto-title (CAB) ordinance): a payday loan, with fees, cannot exceed 20% of the borrower's gross monthly income. Texas law applies as well.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Texas OCCC ALECS licensee search · 2 locations Last verified Oct 15, 2026
  2. OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
  3. Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
  4. Texas Appleseed, city payday and auto-title ordinances · Bedford payday and title loan ordinance Last verified Oct 7, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.