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Codington County, South Dakota (SD)

Installment Loans in Watertown, SD

1 lender in Watertown, SD · 1 lists hours · 1 verified in the last 30 days

Looking for an installment loan near you in Watertown, South Dakota? We list 1 installment lender in Watertown with its address, phone number, opening hours and, where South Dakota publishes it, license status. Last checked October 9, 2026.

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Watertown lenders at a glance

Watertown, in Codington County (population 23,492), has 1 lender location in our directory: 1 installment lender, all in ZIP code 57201. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Sioux Falls, about 97 miles away, with 1 location.

Stores by loan type
Installment loans 1
County
Codington County
ZIP code
57201
Hours (1 store lists them)
Closed on weekends

Rules for lenders in Watertown

Watertown has no local payday or title loan ordinance in our records, so South Dakota state law applies.

  • Initiated Measure 21 prohibits all state-licensed money lenders from making a loan with total interest, fees, and charges at an annual percentage rate greater than 36%. This applies to all loans originated, refinanced, rolled over, renewed, or flipped after November 15, 2016. Source: Initiated Measure 21 (2016) · verified Oct 9, 2026

All rules: South Dakota lending rules.

Questions people ask

How many installment lenders are in Watertown, SD?

We list 1 installment lender in Watertown, checked against their sources as of October 9, 2026.

Are payday loans legal in South Dakota?

We list no payday loan stores in South Dakota. Initiated Measure 21 prohibits all state-licensed money lenders from making a loan with total interest, fees, and charges at an annual percentage rate greater than 36%. This applies to all loans originated, refinanced, rolled over, renewed, or flipped after November 15, 2016 (Initiated Measure 21 (2016)).

Which lenders have the most stores in Watertown?

OneMain Financial (1 store).

Are any lenders in Watertown open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (SD) · 1 location Last verified Oct 11, 2026
  2. SDCL Chapter 54-4 · General rules Last verified Oct 9, 2026 · high confidence
  3. Initiated Measure 21 (2016) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.