South Dakota (SD) lender directory
Installment Loans in South Dakota
Looking for an installment loan near you in South Dakota? Pick your city below. We list 3 stores in 3 South Dakota cities, built from lenders' own store pages. Data last checked October 9, 2026.
Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer
Payday loans in South Dakota: rates capped at 36% →
Installment loans by city
- Rapid City 1
- Sioux Falls 1
- Watertown 1
Installment loans in South Dakota: the rules
We are still verifying South Dakota's rules against the statutes and the regulator's guidance, and will publish them here with their sources. Until then, check the South Dakota Division of Banking.
Lenders in South Dakota are licensed by the South Dakota Division of Banking. See also online lenders and apps in South Dakota.
Questions people ask
Are payday loans legal in South Dakota?
We list no payday loan stores in South Dakota. Initiated Measure 21 prohibits all state-licensed money lenders from making a loan with total interest, fees, and charges at an annual percentage rate greater than 36%. This applies to all loans originated, refinanced, rolled over, renewed, or flipped after November 15, 2016 (Initiated Measure 21 (2016)).
How many installment lenders are in South Dakota?
We list 3 installment lenders in South Dakota, in 3 cities.
Which South Dakota cities have the most installment lenders?
Rapid City (1), Sioux Falls (1) and Watertown (1).
How do I check a lender's license in South Dakota?
Lenders in South Dakota are licensed by the South Dakota Division of Banking. Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.
- OneMain Financial branches (SD) · 3 locations Last verified Oct 11, 2026
- SDCL Chapter 54-4 · General rules Last verified Oct 9, 2026 · high confidence
- Initiated Measure 21 (2016) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.