CashAdvance.io

Pennington County, South Dakota (SD)

Installment Loans in Rapid City, SD

1 lender in Rapid City, SD · 1 lists hours · 1 verified in the last 30 days · + 3 reported, not yet verified

Looking for an installment loan near you in Rapid City, South Dakota? We list 1 lender location in Rapid City with its address, phone number, opening hours and, where South Dakota publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

Other lenders reported in Rapid City

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 11, 2026). Not yet matched to a state license or the brand's own store list.

Rapid City lenders at a glance

Rapid City, in Pennington County (population 79,894), has 1 lender location in our directory: 1 installment lender, all in ZIP code 57701. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Watertown, about 304 miles away, with 1 location.

Stores by loan type
Installment loans 1
County
Pennington County
ZIP code
57701
Hours (1 store lists them)
Closed on weekends

Rules for lenders in Rapid City

Rapid City has no local payday or title loan ordinance in our records, so South Dakota state law applies.

  • Initiated Measure 21 prohibits all state-licensed money lenders from making a loan with total interest, fees, and charges at an annual percentage rate greater than 36%. This applies to all loans originated, refinanced, rolled over, renewed, or flipped after November 15, 2016. Source: Initiated Measure 21 (2016) · verified Oct 9, 2026

All rules: South Dakota lending rules.

Questions people ask

How many installment lenders are in Rapid City, SD?

We list 1 installment lender in Rapid City, checked against their sources as of October 9, 2026.

Are payday loans legal in South Dakota?

We list no payday loan stores in South Dakota. Initiated Measure 21 prohibits all state-licensed money lenders from making a loan with total interest, fees, and charges at an annual percentage rate greater than 36%. This applies to all loans originated, refinanced, rolled over, renewed, or flipped after November 15, 2016 (Initiated Measure 21 (2016)).

Which lenders have the most stores in Rapid City?

OneMain Financial (1 store).

Are any lenders in Rapid City open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (SD) · 1 location Last verified Oct 11, 2026
  2. SDCL Chapter 54-4 · General rules Last verified Oct 9, 2026 · high confidence
  3. Initiated Measure 21 (2016) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.